- Do I Need To Come To Your Office In Order For Your Firm To Evaluate My Claim?
- Do I Have to File My Disability Denial Lawsuit in Maine?
- Maine Courts, Government and Maine Department of Insurance Information
Our Maine Disability Attorneys assist disability insurance claimants during all stages of a claim for disability insurance benefits. Since 1979, our disability law firm has represented disability claimants against every major disability insurance company. We have earned our reputation in both Maine and Nationwide as aggressive, competent, and reliable disability insurance lawyers.
It is essential to hire a disability insurance law firm that has the resources, co-counsel network and experience to effectively represent disability insurance claimants against these nationwide disability insurance companies. We have relationships with lawyers throughout Maine and if we are not able to assist you with your disability claim, then we may be able to recommend a Maine disability lawyer. If you have a disability insurance claim in either Maine or any other state, contact our disability insurance attorneys for a free consultation.
Maine residents that have had their disability insurance benefits denied can file a lawsuit in the Maine District Court or Superior Court under a limited set of circumstances. Maine’s state appellate courts includes the Maine Supreme Judicial Court Sitting as Law Court. If the disability claimant resides in Maine and the disability insurance company is located in a different state, and the amount of disability benefits payable is greater than $75,000, then the lawsuit can be filed in Maine Federal District Court. If the disability insurance policy is an employer provided policy governed by ERISA, then the disability claim must be filed in federal court. Maine has one Federal District Court. An ERISA governed disability claim denial lawsuit can usually be filed in any state that the insurance company conducts business. According to the Maine Department of Insurance there are more than 1,100 insurance companies that sell insurance products in Maine.
Do I Need To Come To Your Office In Order For Your Firm To Evaluate My Claim?
No. We are certainly available to meet with you at any of our satellite offices located in either Maine or another state, however following a review of your disability policy or any other pertinent documents and a free telephone conversation we are usually able to make a determination. It is our job to try to get our clients paid their disability insurance benefits as quick as possible; therefore we prefer to have an initial consultation via telephone.
Do I Have to File My Disability Denial Lawsuit in Maine?
In the event of a disability claim denial, our disability attorneys will usually have the option of selecting one of several states to file the disability lawsuit. More than 80% of short term and long term disability insurance policies are governed by a federal law called ERISA, which means that a Maine disability insurance attorney can usually file a lawsuit in any federal court in any state.
Maine Courts, Government and Maine Department of Insurance Information
- Maine Court System Official Website
- Maine Court Structure Chart
- Official Government Website of the State of Maine – Information regarding the state of Maine governmental entities resources.
- Maine Department of Insurance – Regulates all insurance companies that do business in Maine.