Does Lupus Require You to File a Disability Insurance Claim with Lawyer Help?

Most disability insurance companies will challenge a lupus claim for either short or long term disability benefits on the basis that there is no objective evidence to support the restrictions and limitations associated with the disease. In order to combat this argument, it is important for individuals with lupus to appropriately document their daily struggles. Treating with a doctor that truly understands Lupus is essential to recovering benefits. Our disability insurance attorneys recommend individuals maintain a pain and functional limitation diary, as well as consulting with a supportive treating physician who is skilled at appropriately documenting the condition. Our lawyers will provide you and your treating doctor(s) with the information necessary to prove your claim. It is our job to put you in the best position to collect benefits if you are unable to work.

Each person with lupus suffers differently. Since it is an autoimmune disorder, it is suggested that disability claimants avoid any environment that may expose them to infectious people. As a result, individuals with lupus who attempt to continue employment could potentially relapse and be unable to work in any sheltered job environment with reasonable continuity. Our firm helps individuals who have been wrongfully denied their lupus disability claim or need assistance filling out an initial disability application. We handle ERISA appeals, lawsuits and applications for benefits. Let’s discuss how we can assist you.

How the Symptoms of Lupus Can Cause Your Disability

Signs and symptoms associated with the four recognized types of lupus may come on suddenly or develop slowly, be mild or severe and temporary or permanent. Additionally, the signs and symptoms of lupus that an individual experiences will depend on which body systems are being affected by the disease.

Common lupus signs and symptoms may include:

There are several treatment options that can help individuals with lupus when the signs and symptoms are moderate or mild. When dealing with the fluctuating nature of a disease like lupus, individuals may find it more beneficial to seek the disability benefits they deserve. In a free consultation, our firm can explain your rights and provide answers regarding your eligibility for lupus disability benefits.

Our Experience with Lupus Disability Claims

If you need to apply for lupus disability, we want to assist. Our firm has helped other individuals with lupus secure beneficial results for their disability claim.

Teacher Suffering from Sjorgen’s Syndrome, Fibromyalgia and Other Conditions Receives Lump-Sum Buyout Following Denial of Long-Term Disability Benefits

From gathering the proper documentation and important testimonies to litigating a denied claim in state or federal court, contact our disability insurance lawyers about your legal options.

Resources

You can learn more and access many valuable sources about lupus on the following sites:

Numerous charities are also dedicated to supporting individuals with lupus by spreading awareness and funding beneficial research projects:

The information on the site is updated with any information regarding changes and new lupus disability laws that could possibly affect you. Continue to return to our site for updates.

Read 4 Recently Resolved Cases

Read 11 Lawsuit Summaries

Leave a comment or ask us a question

There are 4 comments

  • Angela, if he has an employer provided disability policy we can review same to determine how we can assist him. If he does not have an employer provided disability policy the only other form of common disability income is SSDI – but given his age he almost certainly would not qualify as he does have enough work credits.

    Stephen JessupDec 15, 2017  #4

  • Hello. My name is Angela, this is concerning my oldest son, he’s 21. He got diagnosed with lupus some months back, he’s having a very difficult time, they started him on plaqunil but they immediately stopped it saying he has something rare in his body that’s rejecting it. They still are looking for a right lupus medicine. He’s on prednisone 20 mg, he’s been hospitalized twice his joints be swollen. Having a hard time walking he also has seizures, fibromyalgia, Chronic migraines, while fighting pain and staying awake. The doctors currently haven’t released him for work and his job is still holding on, but at the same time wanting to know can he and when will he be able to come back. Truthfully the doctors don’t think he’s able to work. How can I get him started on disability without being denied, do I need a lawyer?

    AngelaDec 14, 2017  #3

  • Robin, if you have a copy of your employer’s policy please feel free to contact our office to discuss your rights and options under same.

    Stephen JessupJun 21, 2016  #2

  • I have been diagnosed with lupus for about a year now. I started with plaquenil then methotrexate then azathioprine then cellcept. I ended up with aseptic meningitis in january then ischemic colitis in march being hospitalized both times. I am now starting benlysta infusions cause the oral medications are not working. I have slowly been using all my sick days. I have three left. Living sick day to sick day. I get fatigued. I have to pull over my car between patients and sleep on the side of the road. I am at the point where full time employment may not be continued. I have long term disability insurance through work but I’m not sure how to make the transition.

    robinJun 16, 2016  #1

FAQ

Do you work in my state?

Yes. We are a national disability insurance law firm that is available to represent you regardless of where you live in the United States. We have partner lawyers in every state and we have filed lawsuits in most federal courts nationwide. Our disability lawyers represent disability claimants at all stages of a claim for disability insurance benefits. There is nothing that our lawyers have not seen in the disability insurance world.

What are your fees?

Since we represent disability insurance claimants at different stages of a disability insurance claim we offer a variety of different fee options. We understand that claimants living on disability insurance benefits have a limited source of income; therefore we always try to work with the claimant to make our attorney fees as affordable as possible.

The three available fee options are a contingency fee agreement (no attorney fee or cost unless we make a recovery), hourly fee or fixed flat rate.

In every case we provide each client with a written fee agreement detailing the terms and conditions. We always offer a free initial phone consultation and we appreciate the opportunity to work with you in obtaining payment of your disability insurance benefits.

Do I have to come to your office to work with your law firm?

No. For purposes of efficiency and to reduce expenses for our clients we have found that 99% of our clients prefer to communicate via telephone, e-mail, fax, GoToMeeting.com sessions, or Skype. If you prefer an initial in-person meeting please let us know. A disability company will never require you to come to their office and similarly we are set up so that we handle your entire claim without the need for you to come to our office.

How can I contact you?

When you call us during normal business hours you will immediately speak with a disability attorney. We can be reached at 800-682-8331 or by email. Lawyer and staff must return all client calls same day. Client emails are usually replied to within the same business day and seem to be the preferred and most efficient method of communication for most clients.

Reviews

Bruce R. (Arizona)

Steve Dell has done an exceptional job with my disability application process. The firm is extremely well managed. They have acquired an incredible amount of experience over many years. I recommend them for disability insurance claims without reservation. 

Don (Florida)

I called this firm a few months ago completely disparaged due to a company cutting off disability benefits at a time that nearly caused me to lose everything.

Attorney Alex Palmera and Danielle worked hard to reach an amicable settlement and my case was settled a few months later. This is a good firm and the specific expertise in disability claims saved me countless hours of hassle at a time when an already fragile state existed.

Thank you Mr. Palamara and Danielle.

Sandra B. (Arkansas)

I have nothing but good things to say about how my buyout was handled with my disability claim. The level of professionalism was amazing. All of my questions and concerns were answered either by Danielle L. or Alex P. in such a timely manner and with such care I would recommend them in a heartbeat to anyone needing to approach their provider with buyout options.

They did a fantastic job communicating between the provider and me, always keeping my best interest at heart and always answering my many many questions. They really did take most of the stress out of this whole situation. I would give them a 10 out of 10 for every step of this crazy journey. Thank you so much for helping me through this.

Brenda R. (New York)

I needed assistance with an appeal for a LTD claim that was initially denied. Stephen understood what needed to happen to win the appeal and he did win the appeal for me.

Michael C. (Virginia)

Greg Dell and his assistant Anneli have been extremely responsive and helpful, not only our initial consultations, but in follow-ups 1 and 2 years later with the insurance company to ensure that they comply with their agreements (which they did), as well as a separate and only slightly-related inquiry about our health insurance. I always hear back from them very quickly, which is rare and greatly appreciated.

Jeff P. (Oklahoma)

After a very long and frustrating ordeal to keep my LTD payments coming I decided to seek assistance from and attorney. After much research and asking those in the legal profession Dell & Schaefer seemed to be the top choice. I reached out and Alex Palamara was the attorney assigned to my case. All I can say is the experience was outstanding. Both Alex and his Paralegal, Danielle Lauria were excellent to work with. They were very kind, concerned, understanding of my frustrations and treated me with the utmost respect. Communication was excellent with regular updates and telling me what I could expect in each stage of the process.

Alex was also very straight forward with what to expect and no pie in the sky promises or expectations were made. In the end we won our case and I believe it was solely due to their experience and knowledge of not only the laws but the insurance companies as a whole. I would highly recommend them and am very grateful for the help they afforded to me.

Chad B. (Illinois)

I originally spoke with 3 other long term disability lawyers about my case before contacting Dell and Schaefer. None of those law firms would take it. They said the chances of me winning was not good. After finding Dell and Schaefer online I spoke with one of the attorneys that has since left. He did take my case but later it was picked up by Rachel Alters. Rachel is amazing and a very intelligent attorney. She not only won my case but also was able to get my back pay for 6 months.

I also cannot say enough about Sonia Nogueira. Sonia was always quick to answer any of my questions. I would usually hear back from her within hours of sending her a email. I do not know where I would be if I hadn’t contacted them. My family and I cannot thank them enough. Don’t let an insurance company tell you they are not responsible for paying you. I paid them for 20 years monthly and they looked for any reason they could not to have to pay me when I needed my benefit. Thank you Rachel and Sonia for all you guys do.

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