Does Lupus Require You to File a Disability Insurance Claim with Lawyer Help?

Most disability insurance companies will challenge a lupus claim for either short or long term disability benefits on the basis that there is no objective evidence to support the restrictions and limitations associated with the disease. In order to combat this argument, it is important for individuals with lupus to appropriately document their daily struggles. Treating with a doctor that truly understands Lupus is essential to recovering benefits. Our disability insurance attorneys recommend individuals maintain a pain and functional limitation diary, as well as consulting with a supportive treating physician who is skilled at appropriately documenting the condition. Our lawyers will provide you and your treating doctor(s) with the information necessary to prove your claim. It is our job to put you in the best position to collect benefits if you are unable to work.

Each person with lupus suffers differently. Since it is an autoimmune disorder, it is suggested that disability claimants avoid any environment that may expose them to infectious people. As a result, individuals with lupus who attempt to continue employment could potentially relapse and be unable to work in any sheltered job environment with reasonable continuity. Our firm helps individuals who have been wrongfully denied their lupus disability claim or need assistance filling out an initial disability application. We handle ERISA appeals, lawsuits and applications for benefits. Let’s discuss how we can assist you.

How the Symptoms of Lupus Can Cause Your Disability

Signs and symptoms associated with the four recognized types of lupus may come on suddenly or develop slowly, be mild or severe and temporary or permanent. Additionally, the signs and symptoms of lupus that an individual experiences will depend on which body systems are being affected by the disease.

Common lupus signs and symptoms may include:

Fatigue
Fever
Weight loss or gain
“Butterfly-shaped” flushing or rash on the face that effects the cheeks and bridge of the nose
Skin lesions that negatively respond to sun exposure
Mouth sores
Hair loss
Raynaud’s phenomenon
Shortness of breath
Chest pain
Dry eyes
Easily bruised
Anxiety
Depression
Memory loss

There are several treatment options that can help individuals with lupus when the signs and symptoms are moderate or mild. When dealing with the fluctuating nature of a disease like lupus, individuals may find it more beneficial to seek the disability benefits they deserve. In a free consultation, our firm can explain your rights and provide answers regarding your eligibility for lupus disability benefits.

Our Experience with Lupus Disability Claims

If you need to apply for lupus disability, we want to assist. Our firm has helped other individuals with lupus secure beneficial results for their disability claim.

– Teacher Suffering from Sjorgen’s Syndrome, Fibromyalgia and Other Conditions Receives Lump-Sum Buyout Following Denial of Long-Term Disability Benefits

From gathering the proper documentation and important testimonies to litigating a denied claim in state or federal court, contact our disability insurance lawyers about your legal options.

Resources

You can learn more and access many valuable sources about lupus on the following sites:

Lupus Foundation of America
National Institute of Neurological Disorders and Stroke – Information about the Neurological Sequelae of Lupus

Numerous charities are also dedicated to supporting individuals with lupus by spreading awareness and funding beneficial research projects:

The information on the site is updated with any information regarding changes and new lupus disability laws that could possibly affect you. Continue to return to our site for updates.

Recently Resolved Cases (4)

Cases & Claim Tips (11)

Comments (4)

Angela, if he has an employer provided disability policy we can review same to determine how we can assist him. If he does not have an employer provided disability policy the only other form of common disability income is SSDI – but given his age he almost certainly would not qualify as he does have enough work credits.
Stephen Jessup Dec 15, 2017 #4
Hello. My name is Angela, this is concerning my oldest son, he’s 21. He got diagnosed with lupus some months back, he’s having a very difficult time, they started him on plaqunil but they immediately stopped it saying he has something rare in his body that’s rejecting it. They still are looking for a right lupus medicine. He’s on prednisone 20 mg, he’s been hospitalized twice his joints be swollen. Having a hard time walking he also has seizures, fibromyalgia, Chronic migraines, while fighting pain and staying awake. The doctors currently haven’t released him for work and his job is still holding on, but at the same time wanting to know can he and when will he be able to come back. Truthfully the doctors don’t think he’s able to work. How can I get him started on disability without being denied, do I need a lawyer?
Angela Dec 14, 2017 #3
Robin, if you have a copy of your employer’s policy please feel free to contact our office to discuss your rights and options under same.
Stephen Jessup Jun 21, 2016 #2
I have been diagnosed with lupus for about a year now. I started with plaquenil then methotrexate then azathioprine then cellcept. I ended up with aseptic meningitis in january then ischemic colitis in march being hospitalized both times. I am now starting benlysta infusions cause the oral medications are not working. I have slowly been using all my sick days. I have three left. Living sick day to sick day. I get fatigued. I have to pull over my car between patients and sleep on the side of the road. I am at the point where full time employment may not be continued. I have long term disability insurance through work but I’m not sure how to make the transition.
robin Jun 16, 2016 #1

FAQ

Do you work in my state?

Yes. We are a national disability insurance law firm that is available to represent you regardless of where you live in the United States. We have partner lawyers in every state and we have filed lawsuits in most federal courts nationwide. Our disability lawyers represent disability claimants at all stages of a claim for disability insurance benefits. There is nothing that our lawyers have not seen in the disability insurance world.

What are your fees?

Since we represent disability insurance claimants at different stages of a disability insurance claim we offer a variety of different fee options. We understand that claimants living on disability insurance benefits have a limited source of income; therefore we always try to work with the claimant to make our attorney fees as affordable as possible.

The three available fee options are a contingency fee agreement (no attorney fee or cost unless we make a recovery), hourly fee or fixed flat rate.

In every case we provide each client with a written fee agreement detailing the terms and conditions. We always offer a free initial phone consultation and we appreciate the opportunity to work with you in obtaining payment of your disability insurance benefits.

Do I have to come to your office to work with your law firm?

No. For purposes of efficiency and to reduce expenses for our clients we have found that 99% of our clients prefer to communicate via telephone, e-mail, fax, GoToMeeting.com sessions, or Skype. If you prefer an initial in-person meeting please let us know. A disability company will never require you to come to their office and similarly we are set up so that we handle your entire claim without the need for you to come to our office.

How can I contact you?

When you call us during normal business hours you will immediately speak with a disability attorney. We can be reached at 800-682-8331 or by email. Lawyer and staff must return all client calls same day. Client emails are usually replied to within the same business day and seem to be the preferred and most efficient method of communication for most clients.

Dell & Schaefer Client Reviews *****

Glen P.

Simply The Best. I chose Dell & Schaefer after watching several videos that Greg had made and I also checked his reviews. I contacted him through his website and within 1 hour Greg called me on a Sunday afternoon. We discussed my medical issues and how they were rapidly damaging my abilities to continue my dental practice of 32 years. He told me that he would handle my case himself. I asked for names of dentists that he had represented. I spoke to 3 and they all said hire Greg ASAP. I had 3 specialists who recommended that I stop practicing but I had a tough time dealing with losing my practice of 32 years. I was dealing with depression and anxieties due to my reduction in hours along with knowing that my disability insurance company had a bad reputation of denying legitimate claims. Greg had a way of calming me down and he told me he had dealt with my company hundreds of times. He was not at all intimidated. He said that he was going to help me and was confident that we would win. Greg guided me through the entire process and it was completed in the time frame he said it would be. He and Vanessa returned all my calls and emails rapidly.

I would think of questions on weekends or late at night and he would always return my emails and calls. Once everything was into the insurance company they had an inexperienced claim consultant on my case that was challenging my disabling conditions. Greg fired off a letter giving them 5 days to make a decision. They moved my case up the ladder to a “lead” consultant and within 2 days we had the approval letter. He was also able to collect a period of partial disability, my business overhead expense policy, get me deemed totally disabled get my three insurance premiums refunded to me. We also received all past due benefits for the maximum monthly payment for the past 8 months since I stopped working. Greg continues to handle my claim and thankfully he will always be on my claim until my policy expires.

My family will be thankful to Greg, his assistant Vanessa and their entire team forever.

***** 5 stars based on 165 reviews

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