• Lupus Disability Insurance Benefit Claim InformationLupus Disability Insurance Benefit Claim Information

Does Lupus Require You to File a Disability Insurance Claim with Lawyer Help?

Most disability insurance companies will challenge a lupus claim for either short or long term disability benefits on the basis that there is no objective evidence to support the restrictions and limitations associated with the disease. In order to combat this argument, it is important for individuals with lupus to appropriately document their daily struggles. Treating with a doctor that truly understands Lupus is essential to recovering benefits. Our disability insurance attorneys recommend individuals maintain a pain and functional limitation diary, as well as consulting with a supportive treating physician who is skilled at appropriately documenting the condition. Our lawyers will provide you and your treating doctor(s) with the information necessary to prove your claim. It is our job to put you in the best position to collect benefits if you are unable to work.

Each person with lupus suffers differently. Since it is an autoimmune disorder, it is suggested that disability claimants avoid any environment that may expose them to infectious people. As a result, individuals with lupus who attempt to continue employment could potentially relapse and be unable to work in any sheltered job environment with reasonable continuity. Our firm helps individuals who have been wrongfully denied their lupus disability claim or need assistance filling out an initial disability application. We handle ERISA appeals, lawsuits and applications for benefits. Let’s discuss how we can assist you.

How the Symptoms of Lupus Can Cause Your Disability

Signs and symptoms associated with the four recognized types of lupus may come on suddenly or develop slowly, be mild or severe and temporary or permanent. Additionally, the signs and symptoms of lupus that an individual experiences will depend on which body systems are being affected by the disease.

Common lupus signs and symptoms may include:

There are several treatment options that can help individuals with lupus when the signs and symptoms are moderate or mild. When dealing with the fluctuating nature of a disease like lupus, individuals may find it more beneficial to seek the disability benefits they deserve. In a free consultation, our firm can explain your rights and provide answers regarding your eligibility for lupus disability benefits.

Our Experience with Lupus Disability Claims

If you need to apply for lupus disability, we want to assist. Our firm has helped other individuals with lupus secure beneficial results for their disability claim.

– Teacher Suffering from Sjorgen’s Syndrome, Fibromyalgia and Other Conditions Receives Lump-Sum Buyout Following Denial of Long-Term Disability Benefits

From gathering the proper documentation and important testimonies to litigating a denied claim in state or federal court, contact our disability insurance lawyers about your legal options.

Resources

You can learn more and access many valuable sources about lupus on the following sites:

Numerous charities are also dedicated to supporting individuals with lupus by spreading awareness and funding beneficial research projects:

The information on the site is updated with any information regarding changes and new lupus disability laws that could possibly affect you. Continue to return to our site for updates.

Read 4 Recently Resolved Cases

  1. Cigna Again Reinstates Claim of Archdiocese of Baltimore Registered Nurse Thanks to Appeal by Dell & Schaefer
  2. Dell & Schaefer ERISA Administrative Appeal Proves to MetLife that Client is Still Disabled and Claim Not Subject to Certain Policy Limitations
  3. Cigna Overturns Decision to Deny Short Term Disability Benefits to Independent Living Coordinator Suffering from Chronic Pain, Lupus, Fibromyalgia and Connective Tissue Disorder
  4. Teacher suffering from Sjorgen’s syndrome, fibromyalgia and other conditions receives lump-sum buyout following denial of long-term disability benefits

Read 11 Lawsuit Summaries

  1. Cigna’s Termination of Disability Benefits was Arbitrary and Capricious 
  2. California Court Overturns Prudential Denial of Disability Benefits 
  3. Unum Denies Disability Benefits to 53 Year Old Woman After Paying for 16 years  4
  4. Federal Court Orders Aetna to Pay Long Term Disability Benefits to Their Own Employee 
  5. California Federal Court Finds That MetLife Abused Its Discretion And Awards Financial Analyst Long-Term Disability Benefits 
  6. Employees of Staples & Nortel Networks among Four Plaintiffs To Sue Prudential For Wrongful Denial Of Long-Term Disability Benefits 
  7. Wells Fargo disability claimants in Alabama and Florida file lawsuits against Liberty Life Assurance Company of Boston for unpaid long term disability benefits 
  8. At least five lawsuits were recently filed in Florida District Courts against Prudential for non-payment of disability benefits to deserving claimants 
  9. Five lawsuits recently filed in Florida Courts against Prudential for non-payment of disability benefits to deserving claimants  2
  10. Shaw Industries Group employee suffering with fibromyalgia and lupus sues Unum Life Insurance Company for denial of disability benefits 
  11. Law office bookkeeper with lupus and fibromyalgia denied disability benefits by Unum Life Insurance Company of America in Indiana 

Leave a comment or ask us a question

There are 4 comments

  • Angela, if he has an employer provided disability policy we can review same to determine how we can assist him. If he does not have an employer provided disability policy the only other form of common disability income is SSDI – but given his age he almost certainly would not qualify as he does have enough work credits.

    Stephen JessupDec 15, 2017  #4

  • Hello. My name is Angela, this is concerning my oldest son, he’s 21. He got diagnosed with lupus some months back, he’s having a very difficult time, they started him on plaqunil but they immediately stopped it saying he has something rare in his body that’s rejecting it. They still are looking for a right lupus medicine. He’s on prednisone 20 mg, he’s been hospitalized twice his joints be swollen. Having a hard time walking he also has seizures, fibromyalgia, Chronic migraines, while fighting pain and staying awake. The doctors currently haven’t released him for work and his job is still holding on, but at the same time wanting to know can he and when will he be able to come back. Truthfully the doctors don’t think he’s able to work. How can I get him started on disability without being denied, do I need a lawyer?

    AngelaDec 14, 2017  #3

  • Robin, if you have a copy of your employer’s policy please feel free to contact our office to discuss your rights and options under same.

    Stephen JessupJun 21, 2016  #2

  • I have been diagnosed with lupus for about a year now. I started with plaquenil then methotrexate then azathioprine then cellcept. I ended up with aseptic meningitis in january then ischemic colitis in march being hospitalized both times. I am now starting benlysta infusions cause the oral medications are not working. I have slowly been using all my sick days. I have three left. Living sick day to sick day. I get fatigued. I have to pull over my car between patients and sleep on the side of the road. I am at the point where full time employment may not be continued. I have long term disability insurance through work but I’m not sure how to make the transition.

    robinJun 16, 2016  #1

FAQ

Do you work in my state?

Yes. We are a national disability insurance law firm that is available to represent you regardless of where you live in the United States. We have partner lawyers in every state and we have filed lawsuits in most federal courts nationwide. Our disability lawyers represent disability claimants at all stages of a claim for disability insurance benefits. There is nothing that our lawyers have not seen in the disability insurance world.

What are your fees?

Since we represent disability insurance claimants at different stages of a disability insurance claim we offer a variety of different fee options. We understand that claimants living on disability insurance benefits have a limited source of income; therefore we always try to work with the claimant to make our attorney fees as affordable as possible.

The three available fee options are a contingency fee agreement (no attorney fee or cost unless we make a recovery), hourly fee or fixed flat rate.

In every case we provide each client with a written fee agreement detailing the terms and conditions. We always offer a free initial phone consultation and we appreciate the opportunity to work with you in obtaining payment of your disability insurance benefits.

Do I have to come to your office to work with your law firm?

No. For purposes of efficiency and to reduce expenses for our clients we have found that 99% of our clients prefer to communicate via telephone, e-mail, fax, GoToMeeting.com sessions, or Skype. If you prefer an initial in-person meeting please let us know. A disability company will never require you to come to their office and similarly we are set up so that we handle your entire claim without the need for you to come to our office.

How can I contact you?

When you call us during normal business hours you will immediately speak with a disability attorney. We can be reached at 800-682-8331 or by email. Lawyer and staff must return all client calls same day. Client emails are usually replied to within the same business day and seem to be the preferred and most efficient method of communication for most clients.

Dell & Schaefer Client Reviews   *****

Tony G.

I was confronted with the daunting task of fighting an uphill appeal battle with MetLife, after being disabled since 2004. Metlife decided to discontinue my payments and the ERISA rules were not in my favor.

After researching to find a competent law firm, I decided to engage Dell & Schaefer; the pressure of trying to personally deal with insurance company was relieved. The attorney, Alex Palamara, was very professional and insured I was kept updated every step of the process. In the end, the case was settled out of court and I am satisfied.

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