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CIGNA/LINA sued by Lockheed Martin employee for unpaid disability benefits

A lawsuit was filed August 1, 2011 in the Federal Court of New Jersey against CIGNA by a hardware analyst and her New Jersey disability attorney in an effort to procure the employee’s disability benefits. After suffering from melanoma of the uterus and courageous attempts to continue working, the claimant was unable to and filed for long term disability benefits. When CIGNA denied those benefits, the claimant was forced to hire an attorney and sue.

A vested member in her employer, Lockheed Martin Corporation, having been employed by the company since October 13, 2003, the claimant was a dedicated employee, who after a complicated delivery of her second child in 2006, was diagnosed “with melanoma of the uterus and attempted to continue working while undergoing chemotherapy from May 23, 2007 until September 7, 2007.” A Lockheed Computer Systems Hardware Analyst, Luff’s position required her to make sure air traffic control systems at Lockheed were updated for oceanic routes, both Atlantic and Pacific.

Claimant Was Rushed to A Hospital After Experiencing an Inability to Walk Episode

The Claimant was rushed to Kennedy Washington Township Hospital on April 30, 2008 when she complained of two (2) weeks of numbness, tingling and associated weakness in her legs, and joint pain in her wrists, ankles and knees for approximately two (2) months.” When transported to the hospital, The Claimant was suffering from the inability to walk, blurred vision, and joint pain. Diagnosed with mild sensory neuropathy in both extremities in addition to the after effects of chemotherapy and depression, The Claimant was prescribed medication for pain and depression and referred to a rehabilitation center to learn how to walk again. The Claimant was discharged from the rehabilitation center after 18 days and “could walk only 25 feet with supervision and the aid of a rolling walker at the time.” Unable to go up and down stairs as well, The Claimant was sent home with a wheelchair and other accommodations to help her function. With little improvement and numerous doctor visits, The Claimant was proclaimed unable to work by her treating physician on October 9, 2008 and took leave from Lockheed per the Family Medical Leave Act. Her leave lasted until July 31, 2008, at which time; it was suspected that Multiple Sclerosis might be the culprit to Luff’s condition. Prescribed Kadian, The Claimant ultimately became bed-ridden, sleeping eighteen hours a day, experienced hallucinations and was unable to control her angry outbursts.

The Claimant’s Condition Persists

Baffled by The Claimant’s condition, her neurologist tried a number of anti-depressants and pain medications to combat Luff’s pain and mood to little avail. After a fainting incident in her home, The Claimant again was taken to the emergency room, after which time she “remained home unable to work, dependent on a wheelchair . . .” which condition continues through today. The Claimant was treated, tested, made several more trips to the emergency room, spend enumerable days in the hospital, and yet her condition has not improved. She is clinically depressed, in pain, non-ambulatory and unable to work.

CIGNA Approved Luff’s Short Term Disability Benefits for a Time

The Claimant was approved for short term disability benefits by CIGNA from August 1, 2008 until October 31, 2008, the conclusion of her short term disability qualification. Unable to return to work, The Claimant was terminated by Lockheed on September 4, 2008, and she applied for her long term disability benefits with CIGNA, but was denied her claim because, according to CIGNA, “the medical records do not support a severe disabling condition, which would prevent you from performing your occupation as a Systems Engineer.”

The Claimant and Her Lawyer File a Lawsuit against CIGNA

Needless to say, The Claimant filed an appeal to CIGNA’s determination, which was rejected; and then she filed another appeal, again denied, bringing the filing of the subject lawsuit against CIGNA by The Claimant and her disability attorney to plead with the Court to award her retroactive, ongoing and future long term disability benefits per the Employee Retirement Insurance Security Act (ERISA) § 501(g)(1) and to award The Claimant pre- and post-judgment interest, attorney’s fees, cost of suit and any other relief deemed “equitable and appropriate,” per 29 U.S.C. § 1133(g).

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There are 3 comments

  • Nora,

    I am sorry to hear about your situation. You should not back down to Cigna and Lockheed Martin. You only have a certain period of time to either Appeal or file a lawsuit on your LTD Cigna Denial. If you submit our Free Consultation form, we will contact you to discuss your options. We will need to see a copy of your Cigna Denial letter.

    Gregory DellFeb 20, 2012  #3

  • I was told by Lockheed Martin that I couldn’t return to work even if I could find a doctor to release me because I was too sick, but that were certain Cigna would approve the LTD. I had just been awarded Social Security Disability AND my husband (also a LM employee) had just been diagnosed with inoperable stage 3 lung cancer. I was told to just accept whatever happened and they would work with us over insurance to cover my husband and myself so we wouldn’t die.

    I was denied LTD and was fired although I never received a letter. Six months later they ‘fire’ him and put him on extended medical leave. He got LTD for now but insurance is $1600 a month and his pay went to half. I believe that LM knew how Cigna works and Cigna misled me over and over while I kept telling everyone that I couldn’t defend myself because I was just trying to survive and help my husband and 12 and 14 year old children. We are selling everything we worked so hard for just to survive. We have to leave the state and go to family to afford to live. I don’t know if I filed enough appeals or not but it doesn’t matter anyway. I have to keep quiet as long as Sean is alive and they let him have some insurance. I spent so many hours (third generation for Aegis) without pay and believed in what I was doing. No more rose colored glasses for me. LM always say “We never forget who we working for” but I tell everyone there – “Never forget who you are working for or you could have a very rude awakening.”

    Nora J. WoodsFeb 20, 2012  #2

  • Our politicians do not look out for the people. The rules, the law, is designed in favor of the corporate scum who do not care about the worker, only how many more beans can they gather and count.

    It is pathetic and disheartening to experience the injustice in the system.

    The worker is expendable, and God forbid you get injured or sick because as soon as you loose maximum effectiveness you are discarded, a burden to the bottom line, and turned on by those whom you once served as a “valued” employee.

    KeithDec 17, 2011  #1


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Our disability insurance lawyers help policy holders seeking short or long term disability insurance benefits from Cigna. We have helped thousands of disability insurance claimants nationwide with monthly disability benefits. With more than 40 years of disability insurance experience we have helped individuals in almost every occupation and we are familiar with the disability income policies offered by Cigna.

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Our lawyers help individuals that have either purchased a Cigna long term disability insurance policy from an insurance company or obtained short or long term disability insurance coverage as a benefit from their employer.

Our experienced lawyers can assist with Cigna:

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Since we represent disability insurance claimants at different stages of a disability insurance claim we offer a variety of different fee options. We understand that claimants living on disability insurance benefits have a limited source of income; therefore we always try to work with the claimant to make our attorney fees as affordable as possible.

The three available fee options are a contingency fee agreement (no attorney fee or cost unless we make a recovery), hourly fee or fixed flat rate.

In every case we provide each client with a written fee agreement detailing the terms and conditions. We always offer a free initial phone consultation and we appreciate the opportunity to work with you in obtaining payment of your disability insurance benefits.

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Kevin R. D.D.S.

I first heard of Dell & Schaefer through the internet. Their reviews were very solid. I also asked several people who had experience with disability claims about who they might recommend. Greg Dell kept coming up. Finally I asked my financial advising firm in Dallas who they knew and got the name Greg Dell. So I felt pretty good with recommendations from all over the country. I spoke with Greg on the phone and he was very informative and felt he could help me with my case. He walked me through what documentation was required and what to expect from his fees and time and what to expect from the insurance company.

The process was difficult to go through and at times he had to act more as a psychologist than a lawyer with me as the insurance company fights these types of claims formidably. He handled the claim extremely well and I recommend his services highly. He appears to be well known in the insurance industry and that helps as they know he is thorough and tough.

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