Life Insurance Company of North America (CIGNA) lump sum settlement buyout offer obtained for former salesman

Disability Insurance Attorney Gregory Dell was retained to help an industrial salesman negotiate a lump-sum buyout offer with Life Insurance Company of North America (LINA), also knwon as CIGNA Group Insurance.

Our client had been on claim for several years as a result of a cardiac condition. His claim had not been smooth as he had previosuly been denied by LINA and was forced to file an appeal in order to reinstate his benefits. His policy paid him long-term disability benefits until age 65 if he remained disabled.

Prior to hiring Attorney Dell, our client had received an unsolicited lump sum settlement offer from Life Insurance Company of North America (LINA). Mr. Dell reviewed the disability claim and determined that the offer was not the maximum buyout value available in accordance with prevailing market rates. Within a very short period of time Mr. Dell was able to negotiate a lump sum buyout offer which was thousands of dollars more than what our client was originally offered. In addition Mr. Dell advised our client of all of his rights associated with a buyout and reviewed all final settlement agreements.

Our client was extremely pleased with the outcome as he stated that “we exceeded his expectations”.

Mr. Dell and his law firm have negotiated hundreds of lump sum settlement buyouts for disability claimants.

Disability Attorneys Dell & Schaefer, established in 1979, have represented thousands of clients with their claims against disability insurance companies. The firm’s disability income division, managed by Gregory Michael Dell, is comprised of eight attorneys who represent claimants nationwide, throughout all stages (i.e. applications, denials, appeals, litigation, & lump-sum policy buyouts) of a claim for individual or group (ERISA) long-term disability benefits.

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