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If my social security disability claim was denied will my disability insurance claim be denied?

Disability insurance attorney Gregory Dell discusses the differences between qualifying for a long term disability insurance policy and the criteria necessary to get approved for social security disability benefits. An SSDI denial does not mean that your long term disability claim will be denied. Likewise, an SSDI approval is not a guarantee that your LTD benefits will not be denied.

There are 2 opinions so far. Add your comment below.


If I never signed anything, am I obligated to pay them back? They (Liberty) harassed me, hired investigators, etc… all to basically save $100/mo if I pay them back. What ammunition do I have on my side? I hate paying them all this money.

Attorney Stephen Jessup:

Colt, Liberty would still have contractual rights to pursue the overpayment based on the policy language regardless of whether you signed the reimbursement agreement.

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