• How often can my disability insurance company require a Claimant Statement?

How often can my disability insurance company require a Claimant Statement?

Every disability insurance company requires claimant statements to be completed on either a monthly, quarterly, semi-annual or annual basis. Our disability lawyers have helped thousands of claimants to complete the claimant statements and in this video we discuss some of the most common issues we see on a daily basis. A disability company can request the completion of a claimant statement as often as they want. A person on disability must take caution when completing these forms as they are often used as a basis to deny a long term disability claim.

Comments (2)

  • Debra,

    Unum cannot discontinue your benefits if you refuse to apply for the RR benefits, but under the offset provisions due to sources of “Other Income” Unum would have the right to estimate what you would receive from the RR and reduce your monthly benefit by that amount.

    Stephen Jessup Oct 15, 2015  #2

  • Currently I am receiving disability payments from Unum and a small amount of disability from social security. Since I use to work for the railroad, Unum has been calling me requesting for me to file for railroad retirement benefits. To my understanding I will be receiving payments from Unum until I am 62. Why are they requesting I file with the railroad and can they discontinue my payments if I chose not to file.

    Debra Oct 14, 2015  #1

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Questions About Hiring Us

Do you work in my state?

Yes. We are a national disability insurance law firm that is available to represent you regardless of where you live in the United States. We have partner lawyers in every state and we have filed lawsuits in most federal courts nationwide. Our disability lawyers represent disability claimants at all stages of a claim for disability insurance benefits. There is nothing that our lawyers have not seen in the disability insurance world.

What are your fees?

Since we represent disability insurance claimants at different stages of a disability insurance claim we offer a variety of different fee options. We understand that claimants living on disability insurance benefits have a limited source of income; therefore we always try to work with the claimant to make our attorney fees as affordable as possible.

The three available fee options are a contingency fee agreement (no attorney fee or cost unless we make a recovery), hourly fee or fixed flat rate.

In every case we provide each client with a written fee agreement detailing the terms and conditions. We always offer a free initial phone consultation and we appreciate the opportunity to work with you in obtaining payment of your disability insurance benefits.

Do I have to come to your office to work with your law firm?

No. For purposes of efficiency and to reduce expenses for our clients we have found that 99% of our clients prefer to communicate via telephone, e-mail, fax, GoToMeeting.com sessions, or Skype. If you prefer an initial in-person meeting please let us know. A disability company will never require you to come to their office and similarly we are set up so that we handle your entire claim without the need for you to come to our office.

How can I contact you?

When you call us during normal business hours you will immediately speak with a disability attorney. We can be reached at 800-682-8331 or by email. Lawyer and staff must return all client calls same day. Client emails are usually replied to within the same business day and seem to be the preferred and most efficient method of communication for most clients.

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