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How often can my disability insurance company require a Claimant Statement?


  • How often can my disability insurance company require a Claimant Statement?

Attorney Stephen JessupAuthor: Attorney Stephen Jessup

Every disability insurance company requires claimant statements to be completed on either a monthly, quarterly, semi-annual or annual basis. Our disability lawyers have helped thousands of claimants to complete the claimant statements and in this video we discuss some of the most common issues we see on a daily basis. A disability company can request the completion of a claimant statement as often as they want. A person on disability must take caution when completing these forms as they are often used as a basis to deny a long term disability claim.

There are 2 opinions so far. Add your comment below.

Debra:

Currently I am receiving disability payments from Unum and a small amount of disability from social security. Since I use to work for the railroad, Unum has been calling me requesting for me to file for railroad retirement benefits. To my understanding I will be receiving payments from Unum until I am 62. Why are they requesting I file with the railroad and can they discontinue my payments if I chose not to file.

Attorney Stephen Jessup:

Debra,

Unum cannot discontinue your benefits if you refuse to apply for the RR benefits, but under the offset provisions due to sources of “Other Income” Unum would have the right to estimate what you would receive from the RR and reduce your monthly benefit by that amount.

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