Individuals who experience either chronic headaches or migraines understand how the pain they experience can prevent them from working in a job environment with any reasonable continuity. Our disability insurance lawyers often see how disability insurance companies will wrongfully deny a person disabled by headaches and migraines claiming there is “no objective evidence” to support the claim for benefits.
The reality is that approximately 99 percent of individuals receiving disability benefits as a result of headaches and migraines have normal CT scans and MRIs. Unless a claimant has a brain legion or positive spinal tap, there are not tests to objectively prove a person suffers from headaches. Headache claims are generally founded on subjective complaints from those suffering. To ensure that a disability claim is approved, individuals must be able to show the proper documentation regarding all of the daily limitations the disability causes them. We have helped hundreds of individuals with headaches to obtain disability benefits. Our lawyers have worked with the world’s leading headache experts and we continually monitor the medical literature discussing headache disorders.
For example, there is an overwhelming amount of headache medical publications stating that exercise is good treatment for people with headaches and overuse of medications for headaches can be bad for a claimant. This is important information, because a disability company will video tape a claimant doing normal activities and then claim the person can work. A person suffering with headaches is not bedridden 40 hours a week and a person does not need to be bedridden in order to collect disability insurance benefits. Our firm can help you file your disability application, Appeal a claim denial, or file a lawsuit in any Federal Court nationwide.
Your Lawyer’s Understanding of Headache and Migraine Disorders is Critical
There is a diagnostic Manual for Headaches which categorizes all of the different types of headaches. Specific criteria must be documented by your treating physician in order to properly support your headache diagnosis. Our disability lawyers have a strong medical understanding of all headache disorders and we work with our clients to make sure they have the best medical documentation necessary in order to support their claim for short or long term disability benefits. Headache disability claims will be challenged by the insurance company, but with proper documentation they can be won. Contact us to learn more about how we can assist you. Regardless of where you live, we are available to assist you.
Our Experience with Headache and Migraine Disability Claims
We understand what is needed for individuals to receive disability insurance benefits. We have listed numerous examples of headache disability claims that we have handled and other cases throughout the country which Federal Courts have issued legal opinions. We regularly update this page in invite you to return for updates or join our email newsletter for weekly disability insurance news updates. Here are a few examples of some resolved Headache disability cases.
– Unum Pays Over One Million Dollars in Disability Benefits to Disabled Lawyer After Reviewing Disability Appeal Submitted by Attorneys Dell & Schaefer
– Prudential Overturns Disability Denial for Third Time to Insured with Cluster Headaches
Resources
Valuable information regarding headaches and migraines can be found online at:
Recently Resolved Cases (27)
- After Principal Denies Continued Disability Benefits, Dell & Schaefer Attorney Alexander Palamara Gets Claim Reinstated for a Vienna Beef Employee
- Aetna Overturns Denial of Long Term Disability Benefits for Quality Control Manager
- Aetna Overturns Denial of LTD for Former Employee of The Home Depot
- Aetna Reinstates Benefits for Former SAP America Employee Suffering the Effects of a Head Injury
- Attorney Cesar Gavidia Successfully Reinstates CIGNA Benefits to a Senior Systems Engineer Suffering from Migraines
- Standard Overturns Denial of Benefits to Shareholder of Major Law Firm
- Another Palm Beach County Sheriff’s Deputy’s Long Term Disability Claim is Reinstated Following Appeal by Disability Attorney Alexander Palamara
- Cigna Reinstates Long Disability Benefits to a Tugboat Captain
- Sun Life Approves Disability Benefits to Surgical Services Director
- MetLife agrees to overturn its denial of long term disability benefits for Florida Doctor after an ERISA appeal filed by Alex Palamara
- Attorney Cesar Gavidia successfully appeals Cigna claim denial after Cigna and its medical consultant deny claim alleging that restrictions were not medically supported by the medical records
- Administrative Appeal by Dell & Schaefer forces Principal Life Insurance Company to Reinstate ERISA Long Term Disability Claim of Former Healthways, Inc. Employee
- Florida Nurse wins long term disability benefits from UNUM after Disability Attorney Alex Palamara wins ERISA Appeal
- Appeal filed by Dell & Schaefer proves to MetLife that former Morgan Stanley Employee Should Continue to Receive ERISA Long Term Disability Benefits
- Mutual of Omaha Approves Dell & Schaefer Client for Short Term Disability Benefits After Administrative Appeal
- Lincoln Reversed Decision to Deny Benefits of Project Manager Suffering from Chronic Paroxysmal Hemicranial Cluster Headaches
- After Two Appeals, Cigna Finally Sees the Light and Pays Disability Benefits
- Lincoln Financial Overturns Denial of ERISA Long Term Disability Claim for Dell & Schaefer Client, But There Is A Catch
- Lincoln Approves Disability Claim After Multiple Appeals
- Disability Attorneys Dell and Schaefer Prove to Prudential that Its Decision to Deny Benefits Was Wrong
- Cigna Overturns Denial of Disability Insurance Benefits for IT Consultant Suffering from Physical and Mental Conditions
- Unum Pays One Million Dollars in Disability Benefits to Disabled Lawyer After Reviewing Disability Appeal Submitted By Attorneys Dell & Schaefer
- Liberty Mutual Overturns Disability Insurance Denial in Ten Days
- Prudential Overturns Disability Denial for Third Time to Insured with Cluster Headaches
- $79,000 in long term disability insurance benefits is recovered for disabled teacher
- Hartford agrees to lump-sum buyout of long-term disability policy for account executive
- Jefferson Pilot’s denial of long-term disability benefits to a quality control manager is reversed 2
Cases & Claim Tips (35)
- Court Rules That MetLife Improperly Limited Proof Of Claim To Only Objective Data
- Lincoln overturned its previous denial of LTD benefits for Escalation Engineer
- Reliance Termination of Benefits Is Upheld When Evidence Was Conflicting
- Mutual of Omaha Disability Denial Upheld by Appellate Court
- Court Orders Liberty to Pay LTD Benefits to Plaintiff Who Proved She was Disabled
- Court Denied American General’s Motion for Partial Summary Judgment
- California Court Overturns Prudential Denial of LTD Benefits
- Washington Court Finds Omaha Wrongfully Relied on Video Surveillance to Deny Disability Benefits
- Unum Denies Disability Benefits to 53 Year Old Woman After Paying for 16 years 4
- Court Awards Attorney’s Fees After Disability Insurance Claim is Remanded Back to Sun Life
- Are the opinions of your treating physician’s entitled to more deference?
- Unum Disability Denial For 24 Month Self Reported Pain Limitation Due to Migraines Upheld By Virginia Court
- Anesthesiologist Loses Disability Insurance Lawsuit Against Sun Life Assurance Company in Pennsylvania Federal Court
- Objective versus Subjective: Evidence Requirements in ERISA Disability Lawsuits
- Migraine and Headache Disability Insurance Claims are Common
- Another study confirming that medication overuse can make headaches worse
- Minnesota Disability Claimant Filed Suit Against Employer Over Terminated Disability Benefits
- Employees of Staples & Nortel Networks among Four Plaintiffs To Sue Prudential For Wrongful Denial Of Long-Term Disability Benefits
- Weston Engineering employee sues AETNA Life Insurance Company for denied disability benefits 2
- Electrical assembly worker for Northrop Grumman files a complaint against UNUM for denial of long term disability benefits
- Aetna Life Insurance Company sued by Bank of America and Huhtamaki employees for failing to provide ERISA benefits
- Microsoft employee forced to sue Prudential for denial of ERISA disability benefits 2
- Delta Air Lines Customer Service employee files lawsuit against Sedgwick Claims Management Services, Inc. for denial of disability benefits 45
- Oregon Judge orders Standard Insurance Company to pay disability insurance benefits beyond the 24 month mental disorder limitation 4
- Former Zurich Insurance employee diagnosed with crohn’s disease sues Liberty Life for denial of disability benefits 2
- Nevada disability lawyer and COX Enterprises Inc’s customer service rep sue AETNA Life Insurance Company for denial of disability benefits
- CIGNA/LINA sued for denying waiver of life insurance premium to caretaker of disabled and mentally challenged adults 6
- Federal lawsuit against Hartford Insurance alleges company refuses to pay disabled Patriot Act analyst 6
- American United Life Insurance disability denial reversed for woman with fibromyalgia, depression and migraines 4
- Standard denies disability insurance benefits to woman with brain hemorrhage and headaches
- Liberty Mutual and Wachovia interpret migraine headaches to be psychiatric and not disabling (Part I)
- Appellate Court finds Wachovia and Liberty Mutual’s review of objective evidence of disabling migraine headaches was unreasonable (Part II)
- Systems support specialist wins disability benefits case against Coca-Cola and Broadspire
- Dentist wins right to apply stricter standard of review in her case against Hartford for a claim for long-term disability benefits
- Hartford ordered to pay disability benefits
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