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Episode 6 CIGNA Disability Insurance Company

Cigna / LINA (Life Insurance Company of North America) is one of the world’s largest Group ERISA long-term disability insurance companies. Through our law firm’s review of hundreds of CIGNA / LINA disability claims we have found that most of the disability benefit claim denials are based upon CIGNA’s allegations of a lack of “objective evidence”.

In this episode, disability insurance attorneys Gregory Dell, Stephen Jessup and Cesar Gavidia of Attorneys Dell & Schaefer discuss CIGNA’s unreasonable reliance on “objective evidence”, the claims handling actions of CIGNA, the $600,000 fine assessed against CIGNA by the California Department of Insurance, and several CIGNA long term disability lawsuits that have been decided throughout the country.

If you have had any kind of experience with CIGNA / LINA that you would like to share with the thousands of disability claimants that visit our website each month, we encourage you to post your comments about your experience.

Please note: Disability insurance attorney Gregory Michael Dell created Disability Insurance Law TV in order to educate long term disability claimants about common issues related to long term disability insurance claims. New episodes are filmed on regular basis. Our disability videos are for informational purposes only and they are not legal advice.

There are 2 opinions so far. Add your comment below.


I had a fall at work and a brace I had to wear due to a birth defect dissected my popliteal artery. I underwent a bypass that was unsuccessful and later had a below the knee amputation. My company fought my WC claim and one the second hearing based on their IME’s report. I applied for Cigna and was immediately denied saying it was pre-existing. I appealed without an attorney using my vascular and orthopaedic surgeons reports and after investigating with Cigna I found they used the same IME that said I had no accident the company used. I won my appeal and am receiving SSDI and Cigna LTD but they are constantly reevaluating me. I have developed arthritis in my left foot and knee and back which I think is from using crutches. I can’t bear weight on my stump to walk. Anyone know how to go about settling with them to get them out of my life?

Attorney Stephen Jessup:


Cigna does negotiate lump sum buyout on a very limited basis. Please feel free to contact us to discuss how we may be able to assist you.

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