• Hartford Disability Insurance Company (Ep. 5, part 1/2)
  • Hartford Disability Insurance Company (Ep. 5, part 2/2)

Hartford Disability Insurance Company

Of the more than 40 disability insurance companies that sell long-term disability insurance coverage, it is my opinion that Hartford is one of the worst disability insurance companies to deal with.

Hartford is a “two headed monster” that will hide behind the wall of ERISA disability laws in an effort to unfairly deny long term disability claims. I call them “a two headed monster” because they are a multi-billion dollar insurance company and no matter what any TV station, newspaper or court says about Hartford, they continue to handle disability insurance claims in the same manner.

Just about anyone that has had their long-term disability benefits denied by Hartford will tell you that Hartford:

  1. sent an investigator to their home for a 3-4 hours interview,
  2. showed them disability video surveillance of the claimant’s recent activities outside of the home,
  3. either sent the claimant to an IME Exam or had the file reviewed by an external doctor, and
  4. without notice to the claimant, sent a one-sided questionnaire or letter to the claimants treating physician in an effort to bait the doctor into saying the claimant can return to some type of work.

In this episode disability insurance attorneys Gregory Dell, Stephen Jessup and Cesar Gavidia of Attorneys Dell & Schaefer discuss the notorious claims handling actions of Hartford and their relationships with allegedly independent medical doctors.

If you have had any kind of experience with Hartford that you would like to share with the thousands of disability claimants that visit our website each month, we encourage you to post your comments about your experience.

Leave a comment or ask us a question

Questions About Hiring Us

Do you work in my state?

Yes. We are a national disability insurance law firm that is available to represent you regardless of where you live in the United States. We have partner lawyers in every state and we have filed lawsuits in most federal courts nationwide. Our disability lawyers represent disability claimants at all stages of a claim for disability insurance benefits. There is nothing that our lawyers have not seen in the disability insurance world.

What are your fees?

Since we represent disability insurance claimants at different stages of a disability insurance claim we offer a variety of different fee options. We understand that claimants living on disability insurance benefits have a limited source of income; therefore we always try to work with the claimant to make our attorney fees as affordable as possible.

The three available fee options are a contingency fee agreement (no attorney fee or cost unless we make a recovery), hourly fee or fixed flat rate.

In every case we provide each client with a written fee agreement detailing the terms and conditions. We always offer a free initial phone consultation and we appreciate the opportunity to work with you in obtaining payment of your disability insurance benefits.

Do I have to come to your office to work with your law firm?

No. For purposes of efficiency and to reduce expenses for our clients we have found that 99% of our clients prefer to communicate via telephone, e-mail, fax, GoToMeeting.com sessions, or Skype. If you prefer an initial in-person meeting please let us know. A disability company will never require you to come to their office and similarly we are set up so that we handle your entire claim without the need for you to come to our office.

How can I contact you?

When you call us during normal business hours you will immediately speak with a disability attorney. We can be reached at 800-682-8331 or by email. Lawyer and staff must return all client calls same day. Client emails are usually replied to within the same business day and seem to be the preferred and most efficient method of communication for most clients.

Dell & Schaefer Client Reviews   *****

Louis P.

I was a high earning medical professional who had a sudden practice ending injury in 2012 and I was fortunate to be recommended to Mr. Greg Dell for legal representation. From the time of our first meeting Mr. Dell and his staff have made my transition from practice very manageable with their handling of my claim. I would recommend Dell & Schaefer to anyone faced with the uncertainty of having to file a disability claim because in trying times a competent knowledgeable legal professional law office is invaluable.

Mr. Dell and his legal assistants and staff are expert in their field of disability claim handling removing the stress and burden at a time when we can be most vulnerable. Easy to communicate with, informed in every step in the claim process and always responsive to questions and concerns hiring Mr. Dell has been the silver lining in a very traumatic chapter in my life. Since my injury and as my claim has progressed I have spoken to others who are disabled and I feel blessed to have made the right choice in my legal representation.

Thank you

***** 5 stars based on 202 reviews

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