Of the more than 40 disability insurance companies that sell long-term disability insurance coverage, it is my opinion that Hartford is one of the worst disability insurance companies to deal with.
Hartford is a “two headed monster” that will hide behind the wall of ERISA disability laws in an effort to unfairly deny long term disability claims. I call them “a two headed monster” because they are a multi-billion dollar insurance company and no matter what any TV station, newspaper or court says about Hartford, they continue to handle disability insurance claims in the same manner.
Just about anyone that has had their long-term disability benefits denied by Hartford will tell you that Hartford:
- sent an investigator to their home for a 3-4 hours interview,
- showed them disability video surveillance of the claimant’s recent activities outside of the home,
- either sent the claimant to an IME Exam or had the file reviewed by an external doctor, and
- without notice to the claimant, sent a one-sided questionnaire or letter to the claimants treating physician in an effort to bait the doctor into saying the claimant can return to some type of work.
In this episode disability insurance attorneys Gregory Dell, Stephen Jessup and Cesar Gavidia of Attorneys Dell & Schaefer discuss the notorious claims handling actions of Hartford and their relationships with allegedly independent medical doctors.
If you have had any kind of experience with Hartford that you would like to share with the thousands of disability claimants that visit our website each month, we encourage you to post your comments about your experience.