Disability insurance attorney Cesar Gavidia shares details regarding a recent settlement award achieved for his client, an Ob/Gyn physician, who had an individual disability insurance policy with Unum. The client ran into difficulty while applying for benefits on her own for 2 main reasons:
1) by the time she applied for disability benefits, her medical condition (osteoarthritis) had already forced her to stop practicing her own occupation in her full Ob/Gyn practice and she was instead working in the limited capacity of providing only “women’s wellness” services;
2) she sought only limited treatment by medical specialists and there were gaps in her treatment for her osteoarthritis condition. Attorney Gavidia was able to overcome these obstacles for his client and secured the financial award that she was entitled to receive from Unum, her disability insurance company. If you are a physician or have been denied disability benefits by Unum, or any other disability insurance company, please feel free to contact any of our disability attorneys for a free consultation to discuss your disability insurance claim.