Can I collect Social Security and Work Part-Time?

I have been healthy and physically active for 30 years. Gym workouts 3-5 days a week, constant nutritional emphasis and always take daily vitamins. In 2014 I had an accident that caused me to break my Calcaneus (heel bone). I was told by a reputable surgeon that it would be arthritic all my life. His diagnosis was correct and the pain seems to be getting worse. Most days it is manageable, but sitting for long periods of time and getting up takes a few minutes to gain ankle movement without pain. If I’m on my feet during the day, the arthritic pain the following day can take hours to subside.

I’ve worked full-time since I was 13 and put myself through college, so I’ve always been very self-sufficient. I will be 59 in October and lost my corporate job due to restructuring. Given my age and current state of employment in the US, I am concerned that I may be forced to take a position for significantly less money, while the pain worsens over time. I would like to know the possibility of claiming Social Security disability benefits now and how that may affect any effort to work part-time in the future. Do you see this type of injury as a disability?

Answer

Michael, you are in a tough spot. When a person applies for ssdi they need to be unable to perform the duties of any occupation for which you have experience, education and training. If you can work part time and earn more than $1,000 a month then you likely will not be eligible for ssdi.  If you work for an employer full time that offers you long term disability insurance, then after 12 months of policy coverage you could file for disability without any worries of a pre existing condition.

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Since we represent disability insurance claimants at different stages of a disability insurance claim we offer a variety of different fee options. We understand that claimants living on disability insurance benefits have a limited source of income; therefore we always try to work with the claimant to make our attorney fees as affordable as possible.

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In every case we provide each client with a written fee agreement detailing the terms and conditions. We always offer a free initial phone consultation and we appreciate the opportunity to work with you in obtaining payment of your disability insurance benefits.

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No. For purposes of efficiency and to reduce expenses for our clients we have found that 99% of our clients prefer to communicate via telephone, e-mail, fax, GoToMeeting.com sessions, or Skype. If you prefer an initial in-person meeting please let us know. A disability company will never require you to come to their office and similarly we are set up so that we handle your entire claim without the need for you to come to our office.

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When you call us during normal business hours you will immediately speak with a disability attorney. We can be reached at 800-682-8331 or by email. Lawyer and staff must return all client calls same day. Client emails are usually replied to within the same business day and seem to be the preferred and most efficient method of communication for most clients.

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Bruce R. (Arizona)

Steve Dell has done an exceptional job with my disability application process. The firm is extremely well managed. They have acquired an incredible amount of experience over many years. I recommend them for disability insurance claims without reservation. 

Don (Florida)

I called this firm a few months ago completely disparaged due to a company cutting off disability benefits at a time that nearly caused me to lose everything.

Attorney Alex Palmera and Danielle worked hard to reach an amicable settlement and my case was settled a few months later. This is a good firm and the specific expertise in disability claims saved me countless hours of hassle at a time when an already fragile state existed.

Thank you Mr. Palamara and Danielle.

Sandra B. (Arkansas)

I have nothing but good things to say about how my buyout was handled with my disability claim. The level of professionalism was amazing. All of my questions and concerns were answered either by Danielle L. or Alex P. in such a timely manner and with such care I would recommend them in a heartbeat to anyone needing to approach their provider with buyout options.

They did a fantastic job communicating between the provider and me, always keeping my best interest at heart and always answering my many many questions. They really did take most of the stress out of this whole situation. I would give them a 10 out of 10 for every step of this crazy journey. Thank you so much for helping me through this.

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