Can I collect Social Security and Work Part-Time?

I have been healthy and physically active for 30 years. Gym workouts 3-5 days a week, constant nutritional emphasis and always take daily vitamins. In 2014 I had an accident that caused me to break my Calcaneus (heel bone). I was told by a reputable surgeon that it would be arthritic all my life. His diagnosis was correct and the pain seems to be getting worse. Most days it is manageable, but sitting for long periods of time and getting up takes a few minutes to gain ankle movement without pain. If I’m on my feet during the day, the arthritic pain the following day can take hours to subside.

I’ve worked full-time since I was 13 and put myself through college, so I’ve always been very self-sufficient. I will be 59 in October and lost my corporate job due to restructuring. Given my age and current state of employment in the US, I am concerned that I may be forced to take a position for significantly less money, while the pain worsens over time. I would like to know the possibility of claiming Social Security disability benefits now and how that may affect any effort to work part-time in the future. Do you see this type of injury as a disability?


Michael, you are in a tough spot. When a person applies for ssdi they need to be unable to perform the duties of any occupation for which you have experience, education and training. If you can work part time and earn more than $1,000 a month then you likely will not be eligible for ssdi.  If you work for an employer full time that offers you long term disability insurance, then after 12 months of policy coverage you could file for disability without any worries of a pre existing condition.

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Mr. Dell,
I became another one of Hartford’s victim to have my LTD claim denied after 2 years, based on a report from one of their IME hired guns.

From the beginning Rachel Alters was very informative and professional, as we discussed my options. Every time I had a question for Rachel, I would get a response within hours. Within a few months of hiring Dell & Schaefer, I was completely shocked and happy that we resolved my claim.

I wanted to let you know I think Rachel is one of the most professional persons I have ever had the pleasure of dealing with and with people like her, you must have one hell of a Law Firm. I want to thank Rachel for the superb job she did and let you know I think your Law Firm is Top Notch in my book. In closing, I’ve spent a lot of spare time reading the ERISA act. When it was voted in, in the 70’s it was a good bill. And then in the 80’s when the insurance lobby added LTD, it gave them something to hide behind and deny a lot of legitimate LTD cases. If you ever need a client in to explain what I went through, I’d be more than happy to do so. If anyone I know experiences what I faced with this Long Term Disability case, I will surely point them to your Law firm.

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