• Cognitive Dysfunction and Disorders in Long Term Disability ClaimsCognitive Dysfunction and Disorders in Long Term Disability Claims
  • Cognitive Disorder & Neuropsych Testing In  Long Term Disability Insurance ClaimsCognitive Disorder & Neuropsych Testing In Long Term Disability Insurance Claims
  • Cognitive Limitations Create Difficult Issues In Obtaining Disability Insurance BenefitsCognitive Limitations Create Difficult Issues In Obtaining Disability Insurance Benefits
  • Reliance Standard Denial of Disability Benefits for an Attorney Reversed by Kansas JudgeReliance Standard Denial of Disability Benefits for an Attorney Reversed by Kansas Judge

Cognitive Limitations and Long Term Disability Insurance Claims

The majority of individuals that seek long term disability benefits have some sort of cognitive limitation or cognitive difficulty that prevents the person from being able to work with reasonable continuity. Cognitive limitations are things like memory loss, difficult focusing, multi-tasking, impaired organizational skills and mental fatigue. These limitations can be caused by a brain injury, stroke, psychiatric condition, medication side effects or a secondary condition associated with another major medical condition that the claimant may be suffering from.

We have helped thousands of long term disability insurance claimants suffering with cognitive difficulties to obtain disability benefits. If you are experiencing any cognitive difficulties it is extremely important to treat with a psychologist, psychiatrist or neuropsychologist. Most disability insurance companies will require a claimant to undergo a neuropsychological test in order to evaluate a claimant’s cognitive difficulties. Please contact any of our disability insurance attorneys for a free consultation nationwide.

What is Neuropsychological testing?

Neuropsychological testing is highly specialized testing performed by a neuropsychologist to identify and provide objective medical evidence of cognitive dysfunction. It is a highly valuable tool in establishing a claim for disability that involves various cognitive problems such as memory, thought processing and executive functioning.

Neuropsychological testing is most often used in claims involving:

Neuropsychological testing can also be used in conjunction with other medical evidence to support disability claims stemming from physical medical conditions including:

Is a Neuropsychological test right for your Disability Claim?

It wouldn’t be necessary or appropriate to undergo neuropsychological testing in every claim for disability insurance benefits, but dependent on the specific facts of a case it may be a vital piece of information to assist in getting benefits approved.

How can a Disability Insurance Attorney help you?

The Disability Insurance Attorneys at Dell & Schaefer will identify if neuropsychological testing may be necessary or anticipate if the insurance carrier will want a neuropsychological test. In either case, our attorneys will recommend tests that should be performed to absolutely establish the extent of impairment. To help ensure the neuropsychologist has the complete background of our client; our attorneys will provide the neuropsychologist with medical records detailing our client’s condition and a historical record of our client’s symptoms. Our experienced attorneys will review the report and look for irregularities that may require further action. Once all the necessary documents have been completed our attorneys will examine the comprehensive record for valuable results that will be included in your claim file identifying medical evidence of cognitive dysfunction. If there are critical results our attorneys will make recommendations.

For More Information on Neurological Testing

Neuropsychological Evaluation FAQ – University of North Carolina School of Medicine

Neuropsychological Tests – WebMD

NAB – Neuropsychological Assessment Battery

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FAQ

Do you work in my state?

Yes. We are a national disability insurance law firm that is available to represent you regardless of where you live in the United States. We have partner lawyers in every state and we have filed lawsuits in most federal courts nationwide. Our disability lawyers represent disability claimants at all stages of a claim for disability insurance benefits. There is nothing that our lawyers have not seen in the disability insurance world.

What are your fees?

Since we represent disability insurance claimants at different stages of a disability insurance claim we offer a variety of different fee options. We understand that claimants living on disability insurance benefits have a limited source of income; therefore we always try to work with the claimant to make our attorney fees as affordable as possible.

The three available fee options are a contingency fee agreement (no attorney fee or cost unless we make a recovery), hourly fee or fixed flat rate.

In every case we provide each client with a written fee agreement detailing the terms and conditions. We always offer a free initial phone consultation and we appreciate the opportunity to work with you in obtaining payment of your disability insurance benefits.

Do I have to come to your office to work with your law firm?

No. For purposes of efficiency and to reduce expenses for our clients we have found that 99% of our clients prefer to communicate via telephone, e-mail, fax, GoToMeeting.com sessions, or Skype. If you prefer an initial in-person meeting please let us know. A disability company will never require you to come to their office and similarly we are set up so that we handle your entire claim without the need for you to come to our office.

How can I contact you?

When you call us during normal business hours you will immediately speak with a disability attorney. We can be reached at 800-682-8331 or by email. Lawyer and staff must return all client calls same day. Client emails are usually replied to within the same business day and seem to be the preferred and most efficient method of communication for most clients.

Dell & Schaefer Client Reviews   *****

Jeff B.

When someone has to apply for disability insurance when ill it can be a life altering event. I have always found Dell & Schaefer to be honest, caring as well as patient, as I had all of my questions answered during the application process as well as during the continuation of my disability claim.

Dell & Schaefer always responded to all my questions in a timely fashion. They have been an invaluable resource throughout the claim process. The support staff is very professional and this is why I continue to use the firm.

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