CIGNA faces a lawsuit by American Homecare Supply Respiratory therapist for termination of disability benefits

In a December 2, 2011 lawsuit filed in the United States District Court for the Middle District of Pennsylvania, Sharon H. and her Pennsylvania disability attorney allege that CIGNA Group Insurance unjustly terminated Sharon H.’s disability benefits.

Claimant Sharon H., a 53-year-old respiratory specialist, was covered by CIGNA for long term disability benefits as a provision of her employment disability insurance policy, which must adhere to provisions of the Employee Retirement Insurance Act of 1974 (ERISA). Having been declared disabled by the Social Security Administration (SSA) since October 14, 2008, Sharon H. attempted a trial work return at American Homecare Supply until March 2009. At that time, Sharon H. discovered that she was unable to return to her job and applied for and received her short term disability benefits from CIGNA.

CIGNA then paid Sharon H. her long term disability benefits for two years. However, on June 24, 2011, CIGNA told Sharon H. that it believed she “could return to the work force, contrary to the opinions of her treating physicians.” After appealing the denial of her benefits claim, Sharon H. found herself disabled with no benefits from CIGNA. Sharon H.’s disabling condition is described as “complicated” and is diagnosed as an osteoarthritic condition of her hands and legs which requires multiple surgeries. Claiming that she continues to suffer from her disabling conditions and that she is unable to perform the duties of her occupation, Sharon H. and her attorney allege that she is entitled to her long term disability benefits from CIGNA. Her submitted medical records “clearly establishes her continued right to disability benefits” and solidifies her claim.

Claimant Requests Restitution from Pennsylvania District Court

Claiming that Sharon H.’s medical evidence is insufficient for proof of a disability, CIGNA has stubbornly continued to stand by its termination of her claim. Consequently, Sharon H.’s disability attorney states in her claim that the insurer determined Sharon H.’s fate in bad faith. With no evidence of improvement of her condition, Sharon H. and her lawyer accuse the insurer of not evaluating Sharon H. appropriately and specifically request that the Pennsylvania District Court award Sharon H. the following.

Leave a comment or ask us a question

Questions About Hiring Us

Do you help Cigna claimants nationwide?

We represent Cigna clients nationwide and we encourage you to contact us for a FREE immediate phone consultation with one of our experienced disability insurance attorneys.

Can you help with a Cigna disability insurance policy?

Our disability insurance lawyers help policy holders seeking short or long term disability insurance benefits from Cigna. We have helped thousands of disability insurance claimants nationwide with monthly disability benefits. With more than 40 years of disability insurance experience we have helped individuals in almost every occupation and we are familiar with the disability income policies offered by Cigna.

How do you help Cigna claimants?

Our lawyers help individuals that have either purchased a Cigna long term disability insurance policy from an insurance company or obtained short or long term disability insurance coverage as a benefit from their employer.

Our experienced lawyers can assist with Cigna:

  • ERISA and Non-ERISA Appeals of Disability Benefit Denials
  • ERISA and Non-ERISA Disability Benefit Lawsuits
  • Applying For Short or Long Term Disability Benefits
  • Daily Handling & Management of Your Disability Claim
  • Disability Insurance Lump-Sum Buyout or Settlement Negotiations

Do you work in my state?

Yes. We are a national disability insurance law firm that is available to represent you regardless of where you live in the United States. We have partner lawyers in every state and we have filed lawsuits in most federal courts nationwide. Our disability lawyers represent disability claimants at all stages of a claim for disability insurance benefits. There is nothing that our lawyers have not seen in the disability insurance world.

What are your fees?

Since we represent disability insurance claimants at different stages of a disability insurance claim we offer a variety of different fee options. We understand that claimants living on disability insurance benefits have a limited source of income; therefore we always try to work with the claimant to make our attorney fees as affordable as possible.

The three available fee options are a contingency fee agreement (no attorney fee or cost unless we make a recovery), hourly fee or fixed flat rate.

In every case we provide each client with a written fee agreement detailing the terms and conditions. We always offer a free initial phone consultation and we appreciate the opportunity to work with you in obtaining payment of your disability insurance benefits.

Do I have to come to your office to work with your law firm?

No. For purposes of efficiency and to reduce expenses for our clients we have found that 99% of our clients prefer to communicate via telephone, e-mail, fax, sessions, or Skype. If you prefer an initial in-person meeting please let us know. A disability company will never require you to come to their office and similarly we are set up so that we handle your entire claim without the need for you to come to our office.

How can I contact you?

When you call us during normal business hours you will immediately speak with a disability attorney. We can be reached at 800-682-8331 or by email. Lawyer and staff must return all client calls same day. Client emails are usually replied to within the same business day and seem to be the preferred and most efficient method of communication for most clients.

Dell & Schaefer Client Reviews   *****

Bill B.

Steve Dell helped me navigate and make sense of the disability insurance world. With his help, I was able to submit a clean claim so that the insurance company approved my disability without any delay. Dell & Schaefer was the second law firm I had enlisted for help with my claim. I wish I would have talked to them first. I am still a relatively young man (56) and this policy will make it possible for my family and I to have some degree of stability going forward. Thank you Steve for you counsel and guidance.

***** 5 stars based on 202 reviews

Speak With An Attorney Now

Request a free legal consultation: Call 800-682-8331 or Email Us