We monitor the actions of every disability insurance company nationwide. We constantly report on the latest disability insurance lawsuits, claim handling trends and answer frequently asked questions in order to help disability insurance claimants secure their benefits. Feel free to either leave a comment on any of our articles or privately contact us should you have any questions.
June 13, 2011 —
Liberty Mutual Disability Denial Lawsuit Filed By Missouri Disability Attorney
Carol Snyder and her disability lawyer filed a civil complaint against Liberty in United States District Court in the Western District of Missouri because Liberty denied her claim for short-term disability benefit payments.
Ms. Snyder, a software developer lead for Zurich American insurance, was no longer able to work with reasonable continuity as of May 5, 2009...
June 10, 2011 —
A 49 year old woman said to be suffering from degenerative disc disease and disabling pain recently filed a lawsuit at the District Court for the Southern District of Iowa against the Prudential Insurance Company of America (Prudential). In the case of Kimberly Maserang v The Prudential Insurance Company of America, the plaintiff's disability lawyer alleged that Prudential has wrongly denied payments after paying her disability benefits for 7...
June 9, 2011 —
A former Customer Service Representative (CSR) for COX Enterprises Inc. (COX) recently filed a lawsuit through a Nevada disability attorney against the AETNA Life Insurance Company (AETNA Life) at the District Court for the District Court of Nevada. In Sandra Rada v Cox Enterprises Inc as Plan Administrator & AETNA Life Insurance Company as Claims Administrator, the plaintiff Sandra Rada alleged that AETNA Life had not provided the plaintiff...
June 7, 2011 —
Lily Rubinstein filed suit against CIGNA Life Insurance Company of New York, Griffon Corporation Long Term Disability Plan, and Griffon Corporation Life Insurance Plan in the United States District Court of the Eastern District of New York when the insurance provider abruptly denied her disability benefits after approving short term benefits six previous times. The insurer took away Rubinstein's disability benefits even though her condition...
June 6, 2011 —
A recent lawsuit filed against Guardian Life Insurance Company highlight an issue that comes up regularly for disability insurance claimants that have minor children and are approved for Social Security Disability Benefits. Monica Johnson has been receiving long-term disability benefit payments from Guardian Life (Guardian) since August, 2003 as result of her becoming completely and totally disabled in April, 2003. Under the terms of the group...
June 3, 2011 —
An disability lawyer recently filed a civil complaint on behalf of Philip Linville in United States District Court for the Northern District of Alabama in the Northeastern Division against Sun Life Assurance Company of Canada (Sun Life). Sun Life denied Mr. Linville's claim for long-term disability benefit payments and is allegedly in violation of the terms of the group long-term disability plan held between Sun Life and Mr. Linville's employer...
June 2, 2011 —
Many long-term disability companies have a clause in their disability plans which change the definition of disability after 24 months. For the first 24 months of complete and total disability, a long-term disability insurance company pays the claimant if the claimant is unable to perform the material duties of his or her "own occupation." Once the initial 24 months have elapsed under the "own occupation" standard, it's not uncommon for long-term...
June 1, 2011 —
Sandy Brooks Scott filed a lawsuit against Aetna Life Insurance Company in the Circuit Court of the City of St. Louis, Missouri requesting that she be awarded long term disability benefits as well as attorneys' fees and court costs.
According to Scott's ERISA-covered group insurance policy her plan is "a Monthly Benefit for a period of disability caused by a disease or injury." Her plan describes a person as being disabled if that person is...
May 30, 2011 —
Brian Woulfe of northern Illinois worked as a mortgage loan officer for Bank of America until he was no longer able to work with reasonable continuity because of complications that arose from being treated for non-Hodgkin's lymphoma.
The exact nature of Mr. Woulfe's non-Hodgkin's lymphoma isn't specifically stated within the civil complaint he and his disability attorney filed against Aetna Life Insurance Company (Aetna) and Bank of America...
May 27, 2011 —
Back pain is one of the leading causes of claims for long term disability benefits against disability insurance companies. However, claimants of disability insurance benefits who are suffering from back disorders often have an uphill task in trying to claim their disability benefits from Disability Insurance Companies. This is because disability insurance companies can try to deny the claims of individuals who are suffering from back disorders...
May 26, 2011 —
A recent disability insurance lawsuit filed at the District Court for the Eastern District of Wisconsin can serve as an eye opener to the kind of claims handling practices that CIGNA will employ in order to evaluate a CIGNA disability claim. In L. v CIGNA Life & Health Insurance/Life Insurance Company of North America, the plaintiff filed a lawsuit under the Employee Retirement Income Security Act of 1974 (ERISA) through her disability...
May 25, 2011 —
Recently, a CIGNA claim denial lawsuit was filed in District Court for the Eastern District of Pennsylvania by a disabled individual who was a former cop and ex security guard of the Children's Hospital of Philadelphia through his disability lawyer. The details of the lawsuit were somewhat disturbing as it alleges how, CIGNA also known as Life Insurance Company of America (LINA), fraudulently and willfully victimized the plaintiff in its quest...
May 24, 2011 —
Recently a lawsuit was filed against the Berkshire life Insurance company of America at the Circuit Court for the County of Wayne in Michigan by an owner and operator of several pizzerias through his disability attorney. The disability lawsuit was filed after Berkshire evaluated the disability claim and made a determination that the claimant was not disabled.
The Facts of the Case:
The plaintiff Patrick Buck purchased an insurance policy on...
May 23, 2011 —
A federal lawsuit recently filed in Pennsylvania against Cigna Insurance Company portrays a woman's 21 year on and off battle with Cigna in order to maintain her long term disability benefits. When dealing with disability insurance companies, it is always a good move to have a disability attorney to handle your monthly disability payments. This is because the disability insurance companies are constantly reviewing your case and will try to look...
May 20, 2011 —
The UNUM Life Insurance Company of America (UNUM) is one of the largest providers of long term disability insurance in the United States; however, UNUM is not only well known for its size. This disability insurance company has a checkered history with regard to its handling of Unum disability Claims. In 2004, Unum was the subject of an investigation by state regulators which resulted in a reassessment of 200,000claims and a fine in excess of $15...
May 19, 2011 —
Disability Insurance companies do not have a reputation for being sympathetic towards their clients. They will usually put themselves in the most favorable position that they can be at in order to minimize paying out to disability claims. The Employee Retirement Income Act of 1074 (ERISA) was enacted in an effort to limit the abuses and discrimination that insurance companies will impose on claimants for disability benefits. While ERISA has...
May 18, 2011 —
Robert Bankston worked for Prudential Insurance Company of America from 1988 to December 1997 as an insurance and financial services agent. Mr. Bankston became completely and totally disabled as a result of severe mental illnesses in 1998 which included: bipolar disorder, major depressive disorder, panic disorder with agoraphobia, and obsessive-compulsive disorder.
Prudential paid Mr. Bankston long-term disability benefits beginning in 1998...
May 17, 2011 —
Jeffrey Barr has not been able to work with any continuity and has been completely disabled since 2007. Hypertension and cerebral micro vascular disease of the brain have prevented Mr. Barr from working as an active employee of Danaher Corporation in Wisconsin. As result of his being completely and totally disabled, Mr. Barr was eligible to receive long-term disability insurance benefits from his long-term disability insurance company - Liberty...
May 16, 2011 —
It is not out of the ordinary to come across a case in which a former employee of an insurance company is denied disability insurance benefits by the same company that they were employed by. Aetna Insurance recently determined that one of their own employees was not disabled and therefore denied her claim for short term disability benefits.
Meadows v. Aetna
Abbie Meadows, a former employee of Aetna Life Insurance Company, is taking her former...
May 16, 2011 —
Elaine Carr wasn't getting anywhere with her claim with Unum Life Insurance Company of America (Unum) for long-term disability benefit payments for which she was eligible under the group plan she had while she was an employee of Ronald J. Mueller, Inc., d/b/a Volvo Village. Having exhausted her administrative remedies with Unum, Ms. Carr filed an ERISA lawsuit against Unum in United States District Court in the Middle District of Florida with...
May 13, 2011 —
Disability insurance companies are notorious for using video surveillance in order to evaluate a claimant's restrictions and limitations. In more than 50% of the disability insurance claim denials that we review, the disability company relies on video surveillance. With today's technological advances it is very easy to manipulate videos. It is rare for a disability company to manipulate a video, however the investigator filming the video can be...
May 12, 2011 —
A lawsuit was recently filed at the Tampa Florida District Court against UNUM Life Insurance Corporation by Ms Larriane Braun through her disability attorney. The lawsuit alleged an action under the Employee Retirement Income Security Act (ERISA) and that UNUM was in breach of an employee benefits contract between UNUM and the plaintiff Ms Braun.
The Nature of the Complaint
According to the lawsuit, Ms Braun contended that she was covered...
May 11, 2011 —
A lawsuit was recently filed against Lincoln National Life Insurance Company (formerly Jefferson Pilot Financial Insurance Company) by a husband and wife couple, Dale and Georgina Eckman, through their disability attorney to seek the recovery of disability benefits rightfully due to Mr. Eckman under a long term disability insurance policy. The plaintiffs alleged that the Jefferson Pilot Financial Insurance Company (Jefferson Pilot) had acted in...
May 10, 2011 —
An action was filed recently at the District Court for the Western District of Arkansas by a resident of Carroll County, Arkansas through her Arkansas disability attorney against the UNUM Life Insurance Company of America (UNUM) for their failure to pay disability benefits under a group long term disability insurance plan issued by UNUM.
The Nature of the Complaint
The plaintiff Sheila McFadden was an employee at the Sisters of Mercy Health...
May 9, 2011 —
Recently, in the case of Steven J. Kravitz v Provident Life & Accident Insurance Company (Provident Life), an action alleging breach of a disability insurance contract and promissory estoppel was filed at the District Court of the Southern district of Florida by a disability attorney. This lawsuit deals with the issue of whether a disability was caused by an accident or sickness. In this case if the claimant can prove that his disability was...
May 6, 2011 —
In the case of Fleisher v. The Standard Insurance Company filed in New Jersey Federal Court, the court recently rendered a decision which can have a negative impact for numerous physicians and other business professional that have Group Association Policies and also have an ERISA governed group policy from their employer. Numerous medical, dental, legal, accounting, nursing and other professional associations across the country offer a group...
May 5, 2011 —
Occupational therapist Ernesto R. Campos has filed a lawsuit naming Reliance Standard Life Insurance Company, Rehab America, Inc., Group Long-Term Disability Insurance Plan and Rehab America, Inc. as the defendants. Campos and his disability lawyer filed his complaint in the Western District of Tennessee Eastern Divisional Office at Jackson concerning a disability insurance plan under ERISA. Campos's complaint states that he and his disability...
May 4, 2011 —
Mary Denny and her disability attorney recently filed a civil complaint in United States District Court in the Eastern Division of the District of Massachusetts against Liberty Life Assurance Company of Boston (Liberty) for Liberty's refusal to pay Ms. Denny long-term disability benefits.
Up until the time she became disabled, Ms. Denney worked at North Carolina Baptist Hospital. Her duties at the hospital put her in a role of support for...
May 3, 2011 —
Having exhausted all her disability insurance appeals and her patience, Torey Robinson filed a lawsuit in the United States District Court for the Southern District of Texas, Houston Division against Prudential Insurance Company in an effort to collect her back and future disability benefits as stipulated in her Prudential Insurance policy. With no more ERISA disability administrative remedies to pursue, Robinson felt she had no other choice but...
May 2, 2011 —
Karen Russell has filed a lawsuit against her previous employer and UNUM Life Insurance Company of America in an attempt to collect her long term disability benefits in the United States District Court of the Southern District of Ohio Western Division. In her complaint, Russell asks the Court to order Defendant UMUM to pay her long term disability payments as is proper under her ERISA-controlled plan with her previous employer. In addition to...