Can the disability company limit my disability benefits to 24 months if I have been diagnosed with depression as a result of my physical disability?
- A disability insurance claim caused by a pain disorder is not a depression disability claim
This is an issue that our disability lawyers face on an almost daily basis. Disability insurance companies, such as Prudential Insurance Company, will often argue that a claimant is disabled by a mental condition and not a physical condition. This is done so that they can limit the payment of disability benefits to a limited pay period of either 12 or 24 months.
In this video Attorney Stephen Jessup discusses this common insurance company denial tactic and things that can be done to overcome it.