Law office bookkeeper with lupus and fibromyalgia denied disability benefits by Unum Life Insurance Company of America in Indiana

Recently one disabled employee of Scopelitis Garvin Light Hanson & Feary PC filed a lawsuit against the Unum Life Insurance Company of America (Unum) and Scopelitis Garvin Light Hanson & Feary PC Plan for the wrongful denial of disability benefits under the Employee Retirement Income Security Act (ERISA).

Case – Disability attorney filed complaint at the United States District Court Southern District of Indiana – Indianapolis Division

In Nancy Rose vs. the Unum Life Insurance Company of America, administrator of the Scopelitis Garvin Light Hanson & Feary PC Plan Long Term Disability, the plaintiff Nancy Rose, through an Indiana disability attorney, filed a civil suit against Unum at the United States District Court Southern District of Indiana – Indianapolis Division. The plaintiff filed the suit in order to secure disability benefits that she was allegedly entitled to under a disability benefits insurance policy that was underwritten and administered by Unum.

The plaintiff was formerly employed with Scopelitis Garvin Light Hanson & Feary PC as a Bookkeeping Assistant. Her duties on the job included filing, copying, faxing, e-mailing, word processing, etc. In addition, her physical duties included bending, carrying boxes, and reaching over her shoulder on a repetitive basis. As an employee she was covered under the UNUM Long Term Disability Plan. On July 10, 2009, the plaintiff stopped working due to medical conditions including lupus, fibromyalgia, intractable migraines, diplopia, blurred vision, and sleep apnea. She became disabled on July 13, 2009.

Filing Short and Long Term Disability Benefits With UNUM

After that, Ms Rose filed a claim with Unum for short term disability benefits and was approved on July 20, 2009. The benefits were approved until January 2010. The plaintiff then filed a claim for long term disability benefits and was approved from January 8, 2010 to May 5, 2010 for the amount of $1630.25 per month. After this, her long term disability benefits were denied. The plaintiff alleges that her Long Term Disability Benefits were wrongfully terminated by UNUM.

Denial of Long Term Disability

The plaintiff has provided medical evidence in support of her disability to Unum. Despite this evidence, after May 5, 2010, Unum terminated her long term disability benefits stating that she no longer met the definition of “disability”. As a result of this denial, the plaintiff submitted an ERISA Appeal which was subsequently denied. The plaintiff’s only remaining option was to file a lawsuit against UNUM.

Lawsuit Filed Against Unum

The plaintiff, Nancy Rose, hired a disability lawyer to file a lawsuit against Unum for the wrongful denial of her disability benefits. She is asking the court to reinstate her disability benefits and pay her attorney fees and costs.

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We represent Unum clients nationwide and we encourage you to contact us for a FREE immediate phone consultation with one of our experienced disability insurance attorneys.

Can you help with a Unum disability insurance policy?

Our disability insurance lawyers help policy holders seeking short or long term disability insurance benefits from Unum. We have helped thousands of disability insurance claimants nationwide with monthly disability benefits. With more than 40 years of disability insurance experience we have helped individuals in almost every occupation and we are familiar with the disability income policies offered by Unum.

How do you help Unum claimants?

Our lawyers help individuals that have either purchased a Unum long term disability insurance policy from an insurance company or obtained short or long term disability insurance coverage as a benefit from their employer.

Our experienced lawyers can assist with Unum:

  • ERISA and Non-ERISA Appeals of Disability Benefit Denials
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Yes. We are a national disability insurance law firm that is available to represent you regardless of where you live in the United States. We have partner lawyers in every state and we have filed lawsuits in most federal courts nationwide. Our disability lawyers represent disability claimants at all stages of a claim for disability insurance benefits. There is nothing that our lawyers have not seen in the disability insurance world.

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Since we represent disability insurance claimants at different stages of a disability insurance claim we offer a variety of different fee options. We understand that claimants living on disability insurance benefits have a limited source of income; therefore we always try to work with the claimant to make our attorney fees as affordable as possible.

The three available fee options are a contingency fee agreement (no attorney fee or cost unless we make a recovery), hourly fee or fixed flat rate.

In every case we provide each client with a written fee agreement detailing the terms and conditions. We always offer a free initial phone consultation and we appreciate the opportunity to work with you in obtaining payment of your disability insurance benefits.

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Regis A.

After many months of trying to reverse the denial of my claim on my own, I turned to Dell & Schaefer for their assistance. They answered all my calls and questions without hesitation. They were successful in obtaining the over-ruling of my disability denial without filing a lawsuit and I received all of my back benefits. I am glad to have found them and they continue to manage my claim for me.

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