Anesthesiologist Loses Disability Insurance Lawsuit Against Sun Life Assurance Company in Pennsylvania Federal Court

On September 16, 2013, a Pennsylvania Federal Judge ruled that Sun Life Assurance Company was correct in denying long term disability insurance benefits to an Anesthesiologist claiming disability due to headaches and abnormal finding on Brain MRI. No portion of this disability claim was handled by Attorney Dell & Schaefer. The doctor in this case claimed that he was disabled as of December 11, 2007 when he resigned from his employment. The reason that this doctor lost his case was that the medical documentation he had obtained prior to filing for disability was not strong. Disability insurance companies require disability claimants to satisfy a high threshold when seeking disability benefits.

Why did an Anesthesiologist Loose His Sun Life Disability Claim?

A close review of the legal opinion issued by the Pennsylvania Federal Court reveals that this claimant’s own doctors were reporting that he could still work. Sun Life hired multiple doctors to exam the claimant and had the file reviewed by other doctors in support of their disability denial. The claimant’s ex wife rendered opinions to the disability company that he should be able work and his medical condition has not changed in years. The claimant in this case was represented by an attorney, but it is unknown if the claimant’s attorney had any expertise in handling disability insurance claims.

As practical point, if this doctor truly could not perform his occupation, then he should have obtained significantly better medical support prior to filing his disability claim. Had he done so, it is likely that he may have been approved for disability benefits. A complete copy of the Federal Court Opinion in the disability lawsuit against Sun Life can be viewed by clicking here.

If you are considering filing for disability benefits or your disability claim has been denied, then contact our disability insurance lawyers for a free consultation to discuss your potential claim.

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Do you work in my state?

Yes. We are a national disability insurance law firm that is available to represent you regardless of where you live in the United States. We have partner lawyers in every state and we have filed lawsuits in most federal courts nationwide. Our disability lawyers represent disability claimants at all stages of a claim for disability insurance benefits. There is nothing that our lawyers have not seen in the disability insurance world.

What are your fees?

Since we represent disability insurance claimants at different stages of a disability insurance claim we offer a variety of different fee options. We understand that claimants living on disability insurance benefits have a limited source of income; therefore we always try to work with the claimant to make our attorney fees as affordable as possible.

The three available fee options are a contingency fee agreement (no attorney fee or cost unless we make a recovery), hourly fee or fixed flat rate.

In every case we provide each client with a written fee agreement detailing the terms and conditions. We always offer a free initial phone consultation and we appreciate the opportunity to work with you in obtaining payment of your disability insurance benefits.

Do I have to come to your office to work with your law firm?

No. For purposes of efficiency and to reduce expenses for our clients we have found that 99% of our clients prefer to communicate via telephone, e-mail, fax, GoToMeeting.com sessions, or Skype. If you prefer an initial in-person meeting please let us know. A disability company will never require you to come to their office and similarly we are set up so that we handle your entire claim without the need for you to come to our office.

How can I contact you?

When you call us during normal business hours you will immediately speak with a disability attorney. We can be reached at 800-682-8331 or by email. Lawyer and staff must return all client calls same day. Client emails are usually replied to within the same business day and seem to be the preferred and most efficient method of communication for most clients.

Reviews

Bruce R. (Arizona)

Steve Dell has done an exceptional job with my disability application process. The firm is extremely well managed. They have acquired an incredible amount of experience over many years. I recommend them for disability insurance claims without reservation. 

Don (Florida)

I called this firm a few months ago completely disparaged due to a company cutting off disability benefits at a time that nearly caused me to lose everything.

Attorney Alex Palmera and Danielle worked hard to reach an amicable settlement and my case was settled a few months later. This is a good firm and the specific expertise in disability claims saved me countless hours of hassle at a time when an already fragile state existed.

Thank you Mr. Palamara and Danielle.

Sandra B. (Arkansas)

I have nothing but good things to say about how my buyout was handled with my disability claim. The level of professionalism was amazing. All of my questions and concerns were answered either by Danielle L. or Alex P. in such a timely manner and with such care I would recommend them in a heartbeat to anyone needing to approach their provider with buyout options.

They did a fantastic job communicating between the provider and me, always keeping my best interest at heart and always answering my many many questions. They really did take most of the stress out of this whole situation. I would give them a 10 out of 10 for every step of this crazy journey. Thank you so much for helping me through this.

Brenda R. (New York)

I needed assistance with an appeal for a LTD claim that was initially denied. Stephen understood what needed to happen to win the appeal and he did win the appeal for me.

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