Anesthesiologist Loses Disability Insurance Lawsuit Against Sun Life Assurance Company in Pennsylvania Federal Court

On September 16, 2013, a Pennsylvania Federal Judge ruled that Sun Life Assurance Company was correct in denying long term disability insurance benefits to an Anesthesiologist claiming disability due to headaches and abnormal finding on Brain MRI. No portion of this disability claim was handled by Attorney Dell & Schaefer. The doctor in this case claimed that he was disabled as of December 11, 2007 when he resigned from his employment.

The reason that this doctor lost his case was that the medical documentation he had obtained prior to filing for disability was not strong. Disability insurance companies require disability claimants to satisfy a high threshold when seeking disability benefits.

Why did an Anesthesiologist Loose His Sun Life Disability Claim?

A close review of the legal opinion issued by the Pennsylvania Federal Court reveals that this claimant’s own doctors were reporting that he could still work. Sun Life hired multiple doctors to exam the claimant and had the file reviewed by other doctors in support of their disability denial. The claimant’s ex wife rendered opinions to the disability company that he should be able work and his medical condition has not changed in years. The claimant in this case was represented by an attorney, but it is unknown if the claimant’s attorney had any expertise in handling disability insurance claims.

As practical point, if this doctor truly could not perform his occupation, then he should have obtained significantly better medical support prior to filing his disability claim. Had he done so, it is likely that he may have been approved for disability benefits. A complete copy of the Federal Court Opinion in the disability lawsuit against Sun Life can be viewed by clicking here.

If you are considering filing for disability benefits or your disability claim has been denied, then contact our disability insurance lawyers for a free consultation to discuss your potential claim.

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What are your fees?

Since we represent disability insurance claimants at different stages of a disability insurance claim we offer a variety of different fee options. We understand that claimants living on disability insurance benefits have a limited source of income; therefore we always try to work with the claimant to make our attorney fees as affordable as possible.

The three available fee options are a contingency fee agreement (no attorney fee or cost unless we make a recovery), hourly fee or fixed flat rate.

In every case we provide each client with a written fee agreement detailing the terms and conditions. We always offer a free initial phone consultation and we appreciate the opportunity to work with you in obtaining payment of your disability insurance benefits.

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No. For purposes of efficiency and to reduce expenses for our clients we have found that 99% of our clients prefer to communicate via telephone, e-mail, fax, sessions, or Skype. If you prefer an initial in-person meeting please let us know. A disability company will never require you to come to their office and similarly we are set up so that we handle your entire claim without the need for you to come to our office.

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When you call us during normal business hours you will immediately speak with a disability attorney. We can be reached at 800-682-8331 or by email. Lawyer and staff must return all client calls same day. Client emails are usually replied to within the same business day and seem to be the preferred and most efficient method of communication for most clients.

Dell & Schaefer Client Reviews   *****

Eric C.

I was very pleased with the service and the professionalism that I received from Dell & Schaefer. Stephen Jessup and staff showed extreme care while handling my disability case, keeping me informed every step of the way. The service that I received was prompt and courteous. I was very surprised by the way they were able to go in and settle my case for more than I expected and it was done fast. Thank you for all that you’ve done for me and my family and the effective and efficient way you handled my disability case. I think that Dell & Schaefer do an excellent job being both professional and caring when dealing with clients.

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