• Physical and Mental Disabilities: Can Disability Benefits Be Limited?

Disability Insurance Attorney Jay Symonds

Jay P. Symonds (jay@diattorney.com) is a partner in the Disability Income Division of Dell & Schaefer, Chartered. Jay focuses his legal practice in representing claimants at all stages of a disability insurance claim with a large percentage of his work dedicated to ERISA based administrative appeals and litigation.

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Fun Facts About Jay

We are not your typical law firm. We are always thinking outside of the box so that we can keep our clients a step ahead of the insurance companies. Customer service with our clients is an essential element as we want every case handled as if it was our own. Since the lawyer that you work with at our firm will need to know a lot about your life, we think it is important that you have the opportunity to learn more about the lawyer(s) working on your case. Here are some interesting and fun facts about Jay Symonds:

  • Describe yourself in three words: Family, Loyal, Hardworking
  • Best thing to do in your free time: Spend time with family and friends.
  • Favorite place to travel: Aruba, New Hampshire
  • Favorite Food: Pizza
  • Favorite TV Show: College Football
  • Favorite Book: The Last Lecture – Randy Pausch
  • Favorite Movie: Field of Dreams
  • Favorite quote: “What lies behind you and what lies in front of you, pales in comparison to what lies inside of you.” – Ralph Waldo Emerson
  • What do you like about your job: Helping those who have nowhere else to turn.

Jay is a 1997 cum laude graduate from New England Law and received his undergraduate degree in 1991 from Bentley University, where he received a B.S. in Finance. Jay spent the first part of his career gaining invaluable experience serving as in-house and outside counsel for several prominent U.S. Disability Insurance carriers. As legal counsel for insurance carriers he managed lawsuits nationwide involving insured and reinsured group life and disability plans under ERISA. Jay’s expertise with disability insurance matters was used to provide training and risk assessment to disability claims and appeals units regarding administrative services and proper claims practices, procedures and investigations. Today, Jay uses his experience to help claimants who are unfairly denied employee benefits from insurance carriers including disability and life insurance benefits under the federal ERISA statute.

FAQ

Do you work in my state?

Yes. We are a national disability insurance law firm that is available to represent you regardless of where you live in the United States. We have partner lawyers in every state and we have filed lawsuits in most federal courts nationwide. Our disability lawyers represent disability claimants at all stages of a claim for disability insurance benefits. There is nothing that our lawyers have not seen in the disability insurance world.

What are your fees?

Since we represent disability insurance claimants at different stages of a disability insurance claim we offer a variety of different fee options. We understand that claimants living on disability insurance benefits have a limited source of income; therefore we always try to work with the claimant to make our attorney fees as affordable as possible.

The three available fee options are a contingency fee agreement (no attorney fee or cost unless we make a recovery), hourly fee or fixed flat rate.

In every case we provide each client with a written fee agreement detailing the terms and conditions. We always offer a free initial phone consultation and we appreciate the opportunity to work with you in obtaining payment of your disability insurance benefits.

Do I have to come to your office to work with your law firm?

No. For purposes of efficiency and to reduce expenses for our clients we have found that 99% of our clients prefer to communicate via telephone, e-mail, fax, GoToMeeting.com sessions, or Skype. If you prefer an initial in-person meeting please let us know. A disability company will never require you to come to their office and similarly we are set up so that we handle your entire claim without the need for you to come to our office.

How can I contact you?

When you call us during normal business hours you will immediately speak with a disability attorney. We can be reached at 800-682-8331 or by email. Lawyer and staff must return all client calls same day. Client emails are usually replied to within the same business day and seem to be the preferred and most efficient method of communication for most clients.

Dell & Schaefer Client Reviews   *****

Noah P.

A few years ago I found myself unable to work and needing treatment. While I was getting the treatment I needed my employer fired me. This left me still needing treatment as well as needing to find a source of income. Not knowing where to turn or what to do my wife an I contacted Dell & Schaefer for help. Upon speaking with attorney Stephen Jessup we felt assured that we had found the help we needed. Attorney Jessup worked with the attorneys from my former employer and explained my situation to them. During the weeks of negotiations attorney Jessup kept us informed as to the progress and ultimately called us with a settlement offer. We were so relieved and grateful!

But that is not where our story ended. After informing us of the offer presented by my former employer, attorney Jessup advised me that he felt he could get us a better settlement with just a bit more time. I discussed it with my wife and we both felt confident in attorney Jessup’s advice so we allowed him to further negotiate on our behalf. Sure enough, a more equitable settlement was reached in a very short time. During the entire process attorney Jessup and the staff at Dell & Schaefer handled everything with very little input needed from us. This allowed me the time and reassurance that I needed in order to heal. Their professionalism and reassuring manner never left me feeling concerned that I wasn’t being fully represented despite the fact that they rarely needed participation directly from me. In the end my confidence in them was rewarded with a better settlement than I was expecting. My wife and I are forever grateful. From my experience it would be very difficult for Dell & Schaefer to improve upon their process.

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