Skip to content

Helping Disabled Claimants Nationwide "Whatever It Takes" to Get Your Disability Benefits Paid

Facebook Twitter Get Updates

Free Phone Consultation Nationwide
CALL (800) 682-8331
Click to be called now

We offer no fee or cost unless you get paid

What is a residual disability income claim?


Related Videos

What Is a Residual Disability Income Claim?

Disability attorney Gregory Dell discusses what a residual disability income claim is. and what a claimant should be aware of before filing a residual disability income claim.

Residual disability is a complicated provision that’s contained in many long-term disability policies. Many people will claim residual disability because of the fact that they’re disabled, yet they continue to work in their occupation. Residual disability is often defined as the inability to perform one ore more duties of your occupation, or it can be defined as unable to perform your duties for the same amount of time as you used to be able to perform them.

An example of how you would calculate a residual disability income would be if you were working 50% of the time you used to work and you’re making 50% of your pre-disability earnings, then you would receive 50% of your benefit because you had a 50% loss of income. So if your benefit was $5,000 and you had a 50% loss of income, you would receive $2,500 a month monthly benefit. Calculation of your residual disability benefit can be complicated because the disability carrier will often ask you for a lot of information. Some examples of things they’ll ask for could be your tax returns for the past five years, your monthly profit and loss statements for the past two or three years, copies of your physician, copies of your production reports, and sometimes they’ll even go as far as asking for bank account statements.

So if you’re considering a residual disability claim, there are lots of issues that you should be aware of and there are often many things that you can do to maximize your recovery under a residual disability claim. The last thing you really need to be aware of with a residual disability claim is that there are many policies that require you to be totally disabled for a certain period of time before you can claim residual disability. If you have any questions regarding a residual disability claim, please contact us at your convenience.

Add your comment

Please be advised that your comment will be public. Any information contained on our website is for informational purposes only and not legal advice. If you are seeking assistance with your claim, then please use our confidential Free Consultation form.



Your name will appear with the comment


Your email address will not be published

Please note: The comments are moderated.
Your comment will need to be approved before it will appear on this page. No off topic post will be accepted. Our attorneys may respond to your comment.

Subscribe without commenting:


Request a Free Consultation

Click here or call 800-682-8331 now!

We respond the same day.
We represent disability insurance claimants all over the United States.

Testimonials

Read what our clients say about us.

  • Ron K. I was on disability with a major insurance company for five years without any problems, upon a field rep's visit to my home, I let him know that I was planning to try to...› continue
  • O. Lee My experience with Dell & Schaefer has and continues to be, outstanding. First, I would personally like to thank Cesar for his experience and expertise in handling my...› continue
  • Wade S. My experience could not have been better. I was instantly made to feel and to know that my best interest was important, that I would be informed of all development in...› continue

More Testimonials