Skip to content

Helping Disabled Claimants Nationwide "Whatever It Takes" to Get Your Disability Benefits Paid

Free Phone Consultation Nationwide
CALL (800) 682-8331

We offer no fee or cost unless you get paid

Unum Disability Denial For 24 Month Self Reported Pain Limitation Due to Migraines Upheld By Virginia Court


Related Videos

24 Month Self Reported Symptoms Limitation in Unum Disability Policy Case Study Video

Attorney Alex PalamaraAuthor: Attorney Alex Palamara

Disability Attorney Alexander Palamara discusses a recent ruling by a Virginia District Court in a lawsuit filed against Unum Life Insurance Company of America. (Note: Attorneys Dell & Schaefer did not represent the claimant in this Unum lawsuit.) The claimant filed a disability claim, and received benefits for her migraine headache condition.

Unfortunately, her disability insurance policy contained a 24-Month Self-Reported Symptom Limitation. In her lawsuit she argued that objective diagnostic testing in the form of a brain MRI revealed evidence of her migraine headache condition. However, the issue was not whether the claimant could prove she had the migraine headache condition, but whether she could prove that she had a migraine headache right now. The Court determined her condition fell under the 24-Month Self-Reported Symptom Limitation and upheld Unum’s denial. If your disability claim has been denied by Unum, or any other disability insurance company, as a result of the 24-Month Self-Reported Symptom Limitation, please feel free to contact any of our disability attorneys for a free consultation to discuss your disability insurance claim.


Request a Free Consultation

Click here or call 800-682-8331 now!

We respond the same day.
We represent disability insurance claimants all over the United States.

Testimonials

Read what our clients say about us.

  • Lisa P. When I became disabled I filed a claim with my insurance company and they denied my disability payments. After failed attempts to resolve it myself I finally reached out...› continue
  • Martha B. Working with Stephen Jessup and Vanessa Arriaga has been a joy! They have been tireless in their work and have made Sunlife overturn their decision. Every call or email...› continue
  • Mr. & Mrs. S You work with many people throughout your life, but few people touch your life in such a positive way beyond the settlement. We truly felt that Cesar cares about the...› continue

More Testimonials