Union Central Life Insurance Company

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On January 1, 2006, Union Central merged with the Ameritas Acacia Mutual Holding Company to form the UNIFI Mutual Holding Company (UNIFI Companies). By combining at the holding company level, Ameritas Life (est. 1887), Acacia Life (est. 1869) and Union Central Life (est. 1867) benefit from their combined financial strength, while providing a full range of insurance and financial products and services to individuals, families and businesses. Union Central sells individual, group long-term disability insurance, and business overhead expense coverage. The UNIFI Companies have approximately 2,500 employees, 435,000 policyholders and $29.5 billion in assets under management.

Disability Attorneys Dell & Schaefer have provided and offer the following legal services for disability claimants that have a long-term disability insurance policy or disability income policy purchased from Union Central:

• Application for long-term disability benefits with Union Central
• Application for short-term disability benefits with Union Central
• Monthly claim handling of Union Central long-term disability insurance claims
• Appeal of a Union Central denial of long-term disability benefits
• ERISA appeal of a Union Central denial of long-term disability benefits
• Lawsuit against Union Central for denial of long-term disability benefits
• Lump-sum buyout of a Union Central long-term disability insurance policy
• Department of Insurance complaints against Union Central for wrongful delay and denial of long-term disability benefits