Attorneys for Paul Revere Disability Claims
- Is Unum Denying More Disability Benefit Claims Than Usual?
- Unum / Provident / Paul Revere Long & Short Term Disability Claims Video: Episode 13
- Unum Disability Denial and Unum Appeal Tips From Disability Attorneys Dell & Schaefer
- Episode 19: Deposition of Insurance Co. Employee in a Disability Insurance Benefits Denial Lawsuit
- Episode 22: Did disability insurance claims examiner understand a physician's job duties?
- What relationship does UNUM have with hired doctors in disability insurance claims?
- UNUM Lump Sum Settlement or Disability Lump Sum Buyout Video
- 24 Month Self Reported Symptoms Limitation in Unum Disability Policy Case Study Video
- Tips About a Unum Medical Examination in a Disability Benefit Claim
The Paul Revere Corporation probably sold their last disability insurance policy in 1997.
Paul Revere was purchased by Provident Corporation in 1997 and then in 1999 merged with Unum.
Paul Revere disability policies were typically sold to high earning business owners, doctors, lawyers and dentist with the promise that if they could not perform their occupation duties, then they would be able to collect a certain amount of money every month.
Paul Revere was very liberal with their underwriting guidelines in the 1980s which resulted in them selling some very high dollar disability policies with lifetime disability terms and own occupation definitions of disability.
Some Paul Revere disability policies were sold with monthly benefits in excess of $45,000 dollars a month.
In the mid to late 1990’s Paul Revere and Provident engaged in a calculated strategy to intentionally deny the high dollar monthly benefit claims. This strategy involved roundtable discussions and plans to deny a claimant’s benefits simply because they were being paid in excess of $10,000 a month.
In 2004, Unum, as a result of Paul Revere and Provident’s past conduct entered in an agreement with 48 states regarding their wrongful claims handling of long-term disability claims between 1997 and 2004. Click here to read the Unum Multistate Regulatory Settlement Agreement. The settlement agreement resulted in Unum paying additional benefits of approximately $676 million.
How Can We Help Paul Revere Policy Holders?
Since Paul Revere and Unum are now the same company, we have had the opportunity to assist with thousands of claimants with either a Paul Revere or Unum Disability Policy.
Our lawyers are trained to understand how Unum thinks and we anticipate all of their actions.
It is our job to direct our client’s disability claim so that they can maximize the disability benefits they are entitled to receive.
We welcome you to watch a few of our disability videos discussing the actions of Unum.
You can also find additional information on our Unum Disability Claims page, such as court decisions, our resolved cases, and comments from other Unum policy holders.
Please contact us for a free consultation if you are considering filing for disability benefits, have been denied, or are interested in a Paul Revere lump sum buyout of your disability policy.
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We represent disability insurance claimants all over the United States.
We have handled thousands of disability claims and you can read about them.
- Dell & Schaefer convinces Sun Life to Overturn Denial of Long Term Disability Benefits for a Person Suffering from Severe Cervical Disorders
- Hartford Agrees to Overturn its Previous Denial of Long Term Disability Benefits for an Employee of Adventist HealthCare who suffers from RSD/Complex Regional Pain Syndrome
- Florida Nurse wins long term disability benefits from UNUM after Disability Attorney Alex Palamara wins ERISA Appeal
- After Initially Being Denied Long Term Disability Benefits, Dell & Schaefer Gets Former Wal-Mart Employee on Claim with Liberty Mutual
Read what our clients say about us.
- Donald M. ·I was getting nowhere with my absence management company. They cut off my only source of income two weeks before I was to go on long term disability. They kept giving me...› continue
- Marlene D. ·When I saw myself in the need to seek legal advise, I didn't quite know where to turn, since I hadn't needed one ever before. So... keeping up with the times, I turned...› continue
- Thomas S. DVM ·When I first thought about a disability claim and what was required to qualify, I met with Greg Dell and he clearly spelled it all out for me. He quickly advised me...› continue