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Parkinson’s Disability Insurance Claim and Benefits Lawyer Help



As Parkinson’s symptoms worsen, your ability to maintain a continuous work schedule begins to falter. A short or long term disability insurance claim for people with Parkinsons needs to be properly documented in order for you to have the best chance to collect disability benefits. No definitive tests exist for Parkinson’s disease, so it can be very difficult to diagnose, particularly in the disease’s early stages. Our disability lawyers have helped hundreds of claimants with Parkinson’s and we will work with your doctor(s) to obtain the proper medical documentation necessary to support you claim. Our lawyers know exactly what the disability insurance company look for in order to deny your claim. We advise you throughout every step of your claim so that you have the best chance to collect benefits for as long as you need them. If your neurologist is not documenting your file properly, then we will help you to educate your doctor and also recommend a new doctor if your doctor cannot deal with the insurance company demands. It is essential to document every aspect of your disability. We want to make the disability claim process as easy as possible for you.

Whether you are applying for disability insurance benefits, on claim, or have recently been denied, our disability lawyers will provide you with a free consultation and let you know immediately if we can assist you.

Documenting Restrictions and Limitations From Parkinson’s Disease

The Parkinson’s Action Network has created a form to assist individuals with Parkinson’s in documenting their restrictions, limitations and physical complaints. While this form is very helpful, you must consider your insurance policy’s specific definition of disability when completing the form. Additionally, all disability insurance companies have their own forms that they require. Contact our office for assistance with your long-term disability application.

The more documentation you have relating to your disability, the stronger your case will be. This includes records of symptoms, treatments, doctor visitations, medication and time off from work, and a detailed occupational description of your pre-disability job. Include dates and descriptions.

How Parkinson’s Restricts your Ability to Work

The symptoms of Parkinson’s disease vary from person to person. Early signs may be very slight and easy to overlook. Symptoms characteristically begin on one side of the body and usually remain worse on that side even after symptoms begin to affect both sides of the body.

The signs and symptoms of Parkinson’s may consist of:

  • Uncontrollable tremors
  • Inability to make voluntary movement
  • Muscle stiffness
  • Impaired posture and balance
  • A losing automated movements (blinking or smiling)
  • Changes in speech
  • Dementia (in the late stages of the disease)

Our Experience with Parkinson’s Disability Benefits

Our legal team has helped many Parkinson’s claimants receive benefits after their provider arbitrarily denied their claims. Explore these resolved cases to discover the services we offer people in your position:

Prudential Awards Long Term Disability Benefits to Doctor Suffering From Parkinson’s Disease
Attorneys Dell & Schaefer win long term disability insurance appeal against MetLife on behalf of engineer suffering from Parkinson’s
Cigna approves internal medicine doctor for long-term total disability benefits

We offer free consultations to all our potential clients. We assist clients all over the USA. We have been helping claimants since 1979.

Resources for Parkinson’s Disease

Visit the following resources for more information about Parkinson’s:

Several charities devote their resources to Parkinson’s treatment, detection and research, such as:

For frequently updated information about Parkinson’s Disease and how new cases and laws could affect your benefits, check back on this page.

There are 20 opinions so far. Add your comment now.

Debra Hange:

I wish I had had the same success. It took me 3 years just to get a settlement. And if I thought I was sick last September and am so sick now that I have to go to the Cleveland Clinic. I knew I didn’t have 8 years of appeals left in me. My settlement will never get me to where I need to get to at 47 years old. I guess attorneys have more success. You’ll have to forgive me but I’m still very Angry with CIGNA/LINA because I know the stress they put me under while I appealed for so long made me sicker. I have Neurologists (3) trying to help me now in addition to my Fibromyalgia and Depression which they denied was a disability.

Attorney Stephen Jessup:

Debra,

I am sorry to hear you had such a horrible experience. I have represented multiple clients suffering from Parkinson’s and have experienced firsthand the fight Cigna will put up in dealing with this condition. Although there is nothing that can be done now that your case has been settled, please know that we wish you the best as you continue to move forward.

Janine:

I’ve just been diagnosed with Parkinson’s. I am a hairdresser. Next Friday I have to take a recertification test for my employer Supercuts. If I do not pass this test they have made me sign a paper saying I will no longer be employed by them. My counselor told me to file STD… Honestly the depression and panic attacks I’m having are affecting me more than the Parkinson’s right now… which started on my left hand tremors and is now showing in my left leg (stiffness), and is affecting my speech. I don’t know if I should take FMLA and file for short term before the test… If I don’t pass the test I lose my job and my benefits… This has been a terrible year for me and my family. My little brother was incarcerated in March, and my sister just had an anuerism in May – which I flew out to Phoenix to help her and my mom. I am a nervous wreck.

Attorney Stephen Jessup:

Janine,

I am very sorry to hear about the difficulties that have befallen you. Please feel free to contact our office should you have any questions regarding any potential application for short term disability benefits.

Christopher:

I have been receiving CIGNA LTD benefits since 2011 and CIGNA says every year around this time I am suddenly well and can return to work and stop my LTD benefits. For the past three years I have appealed and had my benefits reinstated. In 2014 CIGNA once again stopped my benefits saying I was no longer disabled. I have been denied benefits after my first appeal. Now I am not sure how I should proceed.

I am having parkinson symptoms for a few years now. I had been having migraines for the past 5 years. I currently have hand tremors, speech difficulties, unable to think and lose my thoughts in conversations.

I am beginning to develop a shuffle while walking and a hand tremor is beginning to show on my other hand.

Attorney Stephen Jessup:

Christopher,

How long ago was the denial of your appeal following the 2014 denial of benefits? Cigna often gives a voluntary second appeal opportunity and you may still be within the timeframe to submit same. Please feel free to contact our office to discuss your claim in greater detail.

Superman not:

I was diagnosed with Parkinsons in Feb 2014 after being taken from work to the ER. I was out 3 weeks and when I returned the employer ( who had laid off 40% of the work force and calls it a “fast paced environment) asked me if I could afford to resign. Two years later they are now playing hardball. If I quit I will have no medical or prescription coverage for the meds. I want to work but I am not the Superman they claim they hired. I am 63 and have typical symptoms esp in the pace of work they demand. They are very disingenuous and have a bent towards the unethical with the customers- hence the failure to just fire me up to now.

Attorney Stephen Jessup:

Superman not,

I am not sure what type of guidance you are seeking. I can only assume it relates to the potential filing of a disability claim under your employer’s policy (if they provided disability insurance coverage). If so, please feel free to contact our office to discuss how we may be able to assist you.

Justin Case:

So I am searching for Long Term Disability Insurance before I get diagnosed with a condition such as PD, or other similar disabling disease. I am trying to find a reputable insurance company that I can trust in case the worst happens. How do I choose an insurance company that won’t try to screw me? If I pay premiums for ten years then get sick, but they automatically deny my claim as I am reading other people’s experience, how does one protect themselves?

Attorney Stephen Jessup:

Justin, we would suggest you consult with an agent or financial planner who sells policies for various companies to weigh your options. Some of the more reputable companies include Northwestern Mutual, MassMutual and Guardian/Berkshire.

Bay:

Have you had any history with Aetna regarding Parkinson’s Disease and Long-Term Disability?

Attorney Stephen Jessup:

Bay, yes, we have represented claimants with Parkinson’s who have coverage under Aetna LTD policies.

Engineerman:

I was diagnosed with PD over a year ago. I have not yet notified my employer, but will need to soon as my symptoms become more evident and start effecting my performance. I did sign up for LTD buy up through work 4 years ago well before my diagnosis or symptoms became evident.

My concern is that my Parkinson’s is fairly slow acting and I may not require disability for several years. This will give both my employer and CIGNA (disability insurance) to find ways to minimize their liability once they are notified. What things should I do to better protect myself when I notify my employer?

Attorney Stephen Jessup:

Engineerman, with respect to your employer’s response we wouldn’t be able to advise you as to how to proceed as we do not handle employment matters. With respect to Cigna, the only way they would find out is if you file a claim for disability. If your condition is not to the point that you are unable to work then the biggest piece of advice would be to make sure your doctors are documenting all of your problems sufficiently in the record – with specific attention as to how your condition is affecting your ability to work. In the event you consider filing a claim please feel free to contact our office – we’ll be more than willing to review and discuss your policy with you.

Engineerman:

Thanks for the feedback.

Is there a risk they could stop offering LTD before I am able to file a claim and I would be without insurance?

Attorney Stephen Jessup:

Engineerman, there is always the risk your employer could stop providing LTD coverage, though it may not be a likely one.

DonB:

Thank you in advance…

I have had PD for about 10 years and it is finally slowing me down. My firm offers a way to sell my book of business to another broker in a 5 year buyout where I remain for the first 2 years as a consultant. That 2 year stint may be waived. Question, when do I file to get my disability …before or after I agree to sell my book? Does the LTD Aetna view that sale as income or the sale of a capital asset?

DonB

Attorney Stephen Jessup:

DonB, to best be able to provide you any insight or guidance we would need to see a copy of your disability policy. Please feel free to contact our office for a free review of your policy and to discuss your claim in greater detail.

Sheryl:

I was diagnosed with parkinson disease in 2015 and am now experiencing non motor symptoms such as word finding problems, memory problems, concentration problems, difficulties making decisions, sleep problems, organizing my thoughts, slow movements, anxiety, depression, restricted face expressions. I do not have a tremor. My concern is that I work as a family therapist with teens that have suicidal thoughts and are at risk kids. I am concerned that due to my cognitive problems that I will make mistakes on the job that will be detrimental. When should I file for disability?

Attorney Stephen Jessup:

Sheryl, if you have a copy of your disability insurance policy please feel free to contact our office to review same and to discuss your options in filing for benefits.

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