Knee Disorders Disability Insurance Benefits Claim

View Disability Cases Involving Knee Disorders Disability Insurance Benefits Claim

Disability insurance carriers often challenge knee disorders. How Can Disability Insurance Attorneys Dell & Schaefer Assist You?

As disability attorneys, Dell & Schaefer have represented numerous long term disability claimants that have been unable to work as a result of a knee disorder or injury. Disability Attorneys Dell & Schaefer have an expansive understanding of the significant restrictions and limitations that a person suffering with a knee disorder must live with on a daily basis. We have worked closely with top physicians in order to sufficiently satisfy a disability carrier’s threshold of evidence necessary to prove that a client is disabled by a knee disorder.

Not everyone suffering with a knee disorder qualifies for long-term disability benefits, therefore the medical records of each client must be reviewed to determine the level of restrictions.

We welcome the opportunity to discuss your long-term disability claim.
You can contact us here » .

What is a knee disorder?

Knee pain is an extremely common complaint, and there are many causes. It is important to make an accurate diagnosis of the cause of your symptoms so that appropriate treatment can be directed at the cause. If you have knee pain, some common causes include:

  • Arthritis is among the most common causes of knee pain, and there are many treatments available. Two common types of arthritis which cause knee pain are septic arthritis and rheumatoid arthritis. Septic arthritis occurs when the knee joint becomes infected, leading to pain, swelling and redness. Rheumatoid arthritis is the most debilitating of the more than 100 types of arthritis and can cause pain, swelling, stiffness and loss of motion in the knee. Osteoarthritis sometimes called degenerative arthritis is the most common type of arthritis. It’s a wear-and-tear condition that occurs when the cartilage in your knee deteriorates with use and age.
  • A Baker’s cyst (popliteal cyst) is swelling in the back of the joint, and is usually a sign of another underlying problem such as a meniscus tear. Conditions such as knee arthritis, meniscus injuries, and ligament injuries can lead to the formation of a Baker’s cyst.
  • Chondromalacia Patellacauses knee pain under the kneecap (anterior pain) and is due to softening of the cartilage. It is often called “Runner’s Knee,” as this condition often affects young, otherwise healthy athletes.
  • Hyperextended knee, this injury occurs when your knee extends beyond its normally straightened position so that it bends back on itself.
  • Iliotibial band syndrome occurs when the ligament that extends from the outside of your pelvic bone to the outside of your tibia (iliotibial band) becomes so tight that it rubs against the outer portion of your femur. Distance runners are especially susceptible to iliotibial band syndrome.
  • Knee bursitis – Knee bursitis is inflammation of a bursa located near your knee joint. The most common bursa affected around the joint is just above the kneecap. Knee bursitis causes pain and can limit mobility.
  • Ligament injuries commonly occur during athletic activities and can cause discomfort and instability. Anterior Cruciate Ligamanet (ACL). The ACL keeps the tibia from sliding too far forward. An ACL tear is most often a sports-related injury. ACL tears can also occur during rough play, motor vehicle collisions, falls, and work-related injuries. Posterior Cruciate Ligamant Injury (PCL). The PCL prevents the tibia from sliding too far backwards. The most common mechanism of injury of the PCL is the so-called “dashboard injury.” This occurs when the knee is bent, and an object forcefully strikes the shin backwards, as is common in motor vehicle accidents. Medial Collateral Ligament Injury (MCL). The medial collateral ligament spans the distance from the end of the femur (thigh bone) to the top of the tibia (shin bone) and is on the inside of the knee joint. The medial collateral ligament resists widening of the inside of the joint, or prevents “opening-up” of the knee. The MCL is usually injured when the outside of the knee joint is struck. This action causes the outside of the knee to buckle, and the inside to widen.
  • Meniscus tears are seen in young and old patients alike, and are also a frequent cause of knee pain. The meniscus functions to distribute your body weight across the knee joint. Without the meniscus present, the weight of your body would be unevenly applied to the bones in your legs (the femur and tibia). When people talk about a cartilage tear, they are referring to a meniscus tear.
  • Patellar dislocation/instability – Patellar instability includes dislocations of the kneecap. When the patellar comes completely out of the femoral groove it is called a patellar dislocation. When the patella partially comes out of the groove it is referred to as a patellar subluxation. Patellar subluxations can be thought of as “mild dislocations”. Symptoms include acute pain and it can lead to chronic knee pain.
  • Patellar tendonitis around the joint is most commonly of the patellar tendon, the large tendon over the front of the knee.
  • Plica syndrome is a rare cause of knee pain, and can be difficult to diagnose. The diagnosis is usually made at the time of arthroscopy.
  • Tendinitis – Tendinitis is irritation and inflammation of one or more tendons. Tendons are the thick fibrous cords attached to the muscles and bones of the body. Athletes, such as especially runners, skiers and cyclists, are prone to develop inflammation in the patellar tendon.

knee disorder disability claim

How the symptoms of a knee disorder can affect you

A knee disorder can affect any of the ligaments, tendons or fluid-filled sacs (bursae) that surround your knee joint as well as the bones, cartilage and ligaments that form the joint itself. Because of the knee’s complexity, the number of structures involved, the amount of use it gets over a lifetime, and the range of injuries and diseases that can cause knee pain, the signs and symptoms of knee problems can vary widely.

Knee disorders and the associated pain can limit a person’s ability to stand, walk, crawl, crouch, bend and lift more than 5 pounds.

knee disorder disability insurance benefits claim

Resources
There are many valuable sources of knee disorder information available. You can also access resources over the internet such as:
Medline Plus
American Academy of Orthopedic Surgeons
National Institute of Arthritis & Musculoskeletal & Skin Diseases

Not everyone suffering with a knee disorder qualifies for long-term disability benefits, therefore the medical records of each client must be reviewed to determine the level of restrictions.

We welcome the opportunity to discuss your long-term disability claim.
You can contact us here » .

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