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Hartford agrees to lump-sum buyout of long-term disability policy for account executive

Attorney Gregory DellAuthor: Attorney Gregory Dell

Attorney Gregory Dell, of Dell & Schaefer Chartered, successfully negotiated a lump-sum buyout of a long-term disability policy for a 35 year old former account executive at XO Communications.

The claimant had been collecting long-term disability since 2002 as a result of a condition that causes severe headaches and occasional seizures. The long-term disability policy was issued by the Hartford Life and Accident Insurance Company. The Hartford disability policy paid benefits on a monthly basis until age 65 in the amount of $1,430.00.

Hartford agreed to pay approximately $200,000 in exchange for a surrender of the disability policy.