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Eye Problems Resulting in Disability Insurance Claim

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Eye and Visual Disorder Disability Insurance Benefit & Claim Information

The disability insurance lawyers at Dell & Schaefer are experienced in representing clients whose eye disease or disorder caused them to miss work, or become unable to work. We understand how significantly eye disease limits your abilities to earn a living. In many cases a claimant’s eye condition is a chronic degenerative condition. Disability companies will often argue that a person has been working with their vision limitation and therefore should be able to continue working. We often deal with the argument of what legally blind means in order for a person to be considered presumptively disabled. The disability company will also make unreasonable arguments about accommodations that should be made in order for the claimant to continue working with limited vision. In order to give you the best chance of collecting shor tor long term disability benefits, we work closely with your treating physicians and medical professionals who are experts in the their fields.

Call us for a free initial consultation to discuss your disability claim. One of our lawyers will speak with you immediately.

Our Disability Lawyers Have Helped Hundreds of Claimants with Disabling Eye Conditions

There are more than 40 different eye diseases that can cause a person to have significant vision limitations. Vision limitations are often associated with other medical conditions which could be caused by a stroke, seizure, brain injury, neurological disorder, or vestibular disorder. Through our years of experience we have had the opportunity to work closely and learn from the countries best ophthalmologist. Our clients received the benefit of our detailed medical and legal knowledge. This knowledge is necessary in order for us to help present your case in the strongest manner possible. Once we get involved with your claim, our lawyers will analyze all of the records and provide advice as to what it will take in order for your claim to have the best chance of approval.

What to Do When You Need Help Dealing with Your Disability Insurance Claim

Contact the disability insurance attorneys at Dell & Schaefer today. We work with people every day who are not receiving satisfactory results from their disability insurance companies. We will review your disability policy and let your know immediately if we can assist you. Please review the resolved cases and testimonials section of our site to learn more about how we can help you.

Resources for Eye Disease

There are many valuable sources of eye disease information available. You can also acecss resources over the internet such as:

There are numerous charities dedicated to eye disease research, detection and treatment including:

There are 20 opinions so far. Add your comment now.


Hello, I have had low vision since birth (lets say 20/200 in both eyes after correction). A combination of cataracts and aniridia. I don’t consider either “degenerative”. I have managed a reasonably successful career. What, if anything, could I look for in a disability insurance policy that would cover me in case my eyes were to worsen from some other disease, glaucoma for example? I am 47. Is this possible, or would this be too nuanced for the insurer re “preexisting conditions”?

Attorney Stephen Jessup:


With respect to purchasing a private disability insurance policy, you will need to consult with an agent to determine what your options would be in purchasing a policy that would suit your needs.


I was diagnosed with Fuchs Dystrophy in January. This cornea disease affects both my eyes and my right eye is worse than my left. It only affects 1% of people. I am trying to find out if I would qualify for long term disability which I have at my job or SSI disability.

Thank you.

Attorney Stephen Jessup:


If you are covered under your employer’s disability plan and there are no concerns as it relates to a pre-existing condition, then you would be eligible for benefits. That being said, eligibility for benefits and the benefit being approved are two separate matters. Without understanding the language in your policy, your medical records or the duties of your occupation it would be hard to provide any opinion as to the likelihood of your claim being approved. Please feel free to contact are office to discuss how we may be able to assist you in filing a claim for benefits under your employer LTD policy.

Blind Eye Bandit:

I am legally blind in one eye. I can see out the other eye with corrective vision of 20/40. Some days my good eye can reach 20/30. The problem with the good eye is the extra strain that I put on it has caused severe head aches for me. My balance is off due the blindness in the left eye. The right eye now has a sharp pain in it daily. I clean with goggles on to keep the good eye protected.

I have muscular degenerative disease and myopia. I tried to apply for disability in 2004 and was turned down. As a child my mother got disability for me and wanted me to blend with the normal. I was taught to hide my blindness.

I am now unemployed after years of employment. Pre-employment physicals deter me because I DO NOT want employers to know my condition. I have tried to avoid being discriminated against. In former employment I over achieved to hide my disability. I have three years of perfect attendance. I arrived at work one hour early to hide my struggle to park towards the curb. It has been a struggle for years.

The more rest the better I feel and the right eye is able to focus more. Without vision corrections both eyes are 20/200 (legally blind). There can be no corrections with the left eye.

Is there any real help for me. I am aware of rehabilitation programs. I have had several devices to increase my vision. I have the Color coder(tells me color of my outfits), telescope lens on my glasses to read signs at a distance(do not work), talking watch, zoom text computer(talks) and other devices to stay functional. These things do not take away my struggle.

I have a driver’s license thanks to my doctor. I ONLY feel at ease driving in the day time. Evening is a struggle and I avoid it as much as possible.

Basic task are becoming hard for me. My surrounding has to be the same all the time. Are there any cases won for blindness in one eye to earn disability?

Attorney Stephen Jessup:

Blind Eye Bandit,

If you do not have private disability insurance coverage then your only option would be to avail yourself of Social Security disability benefits and will need to consult with an attorney specializing in same. Please feel free to contact our office and we can assist you in finding a qualified SSDI attorney.


I have fuchs dystrophy for about 15 years. Never thought it was a damaging eye issues, well not no more, it costed me a good job. Since I had to file for disability and I keep hearing everybody gets turned down at first… got doctor’s prove how bad… so I am waiting.

Will I get turned down? They just owe more backpay…

Attorney Stephen Jessup:


Please feel free to contact us should your insurance carrier deny your claim for benefits.

Alex Marroquin Jr:

I am legally blind in my right eye since birth. I have 20/20 in my left eye and worst than 20/200. I have had numerous eye surgeries and wore glasses when I was young. I was born with what doctors call Dwayne’s Disease. Meaning I can’t make out what I am seeing out of my right eye, also have lazy eye. I have a job, but due to my vision I can not drive out of Texas with my CDL, so I had to let it go. It costs to much for vision waivers and Medical cards. Can I get some kind of benefits to help me with my income?

Attorney Stephen Jessup:


If you do not have private disability insurance coverage your only option may be to apply for social security disability benefits (if you meet the requirements).


My father has ocular toxoplasmosis that has caused him to be blind in one eye and low vision in the other, in fact he is legally blind. The episode that caused this was when he was a child. Though he is not a high school graduate, he has always been a hard worker and has worked for the same company for the past 20 years as a maintenance man (store up-keep not a janitor). He has always compensated well, it was not until I was in middle school that I realized that went to a school for the blind or that kind of thing. He is now in his mid-fifties and age on his one good has made him realize he will not be able to work much longer. His plan is to try to get long term disability until retirement. I am just worried they may not cover this as it was something he has had since birth.

Attorney Stephen Jessup:


Does your father have coverage through a disability insurance policy through his employer or a policy he purchased on his own? If so, there would be the ability to file a claim under same. If not, his option would be to file for Social Security disability. We do not handle SSDI claims but can assist you in finding a lawyer that can.


I am a dentist that has been practicing for 6 years now, and just found out that I will most likely lose vision in my left eye due to a detached retina. I have private disability insurance and I also have disability insurance through my employer. Would loss of vision in my one eye qualify me for the disability insurances that I currently have?

Attorney Stephen Jessup:


If your condition would affect your ability to perform the duties of your occupation, then arguably yes. Please feel free to contact our office to discuss your situation and for a free review of your disability policies.


I have 20/400 vision in my left eye due to injury a child. I have nerve damage so there is no recovering the vision in that eye. This makes me ineligible for many jobs. I am wondering if I could receive a portion of disability.

Attorney Stephen Jessup:


As it does not appear that you have private or employer provided disability insurance coverage your only option would be to file for social security disability if you meet the requirements as to same. You will need to consult with an attorney that handles SSDI claims to see if you have a viable claim to be made under the SSA rules.


I have a macular degenerative eye problem in both eyes. With glasses my left eye is 20/40 right is currently 20/20—however even that 20/20 image is good only over a very limited viewing area, and it is getting worse. Reading is slow. My doctor indicated that without injections I would not be able to work, and soon this may not be enough. I have private disability through my employer with metlife ( ). My condition is impacting the quality of my work and ability to work already (slows me down and I miss things visually). I teach at a university and therefore read a great deal for work. Often reading is handwritten work by students, and also very small print informational briefs by my bosses. I can’t make out the smallest print at all. I am not sure what accommodations will allow me to continue working in the near future, but am also not certain I meet the standards for long term disability. How do I predetermine with metlife, my eligibility (now or in the future) without losing anonymity? I fear very realistically, jeopardizing workplace evaluations, raises, possible promotions.

Attorney Stephen Jessup:


Unfortunately there is no way to pre-determine disability benefits with MetLife, as MetLife will only ever consider entitlement to benefits following an application for same.


I have a Lazy eye or amblyopia, do you think I could apply for Sort term or long term disability?

Attorney Stephen Jessup:

Rod, do you have a disability insurance policy through your employer or that you purchased on your own? If so, does your condition prevent you from performing the duties of your occupation? If yes to both then you may be able to make a claim under the policy.

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