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Recent Comments

  • Gregory Dell May 15, 2012
    Charles, The laws for IME exams are different in every state. As long as a doctor is licensed, then they can do an IME exam in most states. ERISA regulated... → go to page
  • Gregory Dell May 15, 2012
    Dolores, Thank you for sharing your extremely helpful information about this terrible disease. → go to page
  • Charles May 12, 2012
    Mr. Dell, a major concern for all Sedgwick/AT&T short term disability claimants I've talked to is regarding Independent Medical Examinations. Where in law... → go to page
  • Sharon Gallagher May 12, 2012
    Why do we have to pay insurance, for what you collect and collect and they give nothing back? Lyme is a real disease. Go ahead MetLife, I will make sure in my... → go to page
  • Dolores Claesson May 10, 2012
    Lymes… I would get all these tests… Western Blot for Borrelia, also test for Borrelia hermsii, and Babesia duncani and microti and Quest can test for... → go to page
  • Gregory Dell May 9, 2012
    R, You must appeal again as Sedgwick requires AT&T employees to appeal twice. They will probably deny you again as Sedgwick only listens to their own... → go to page
  • Gregory Dell May 9, 2012
    Steve, Hartford can basically video you anywhere in public. They can video your wife as well. If Hartford tries to use the video surveillance for profit, then... → go to page
  • Gregory Dell May 9, 2012
    Lynne, Your Reliance Standard disability policy probably has a provision which states that any SSDI benefits will be deducted from your monthly benefit check... → go to page
  • Thomas May 9, 2012
    Sedgwick has really done a number on me 30 days after total knee replacement surgery they put me in "Administrative Denial" status even though my surgeon... → go to page
  • R. May 7, 2012
    Yet another AT&T employee dealing with Sedgwick. My short-term disability was approved initially, but when my doctor extended my leave, the extension was... → go to page
  • Steve Ford May 7, 2012
    The Hardford can do almost anything they want because current laws allow they to. They can get away with videotaping a claimant where ever or whenever they... → go to page
  • Lynne May 7, 2012
    I have been receiving LTD from Reliance for 2 years. They sent me to the Advocator Group to help with my SSDI. I have had three different "representatives"... → go to page
  • Arnold May 5, 2012
    You should go and apply and take your medical records. If you get turned down APPLY AGAIN -they always turn you down twice unless you are blind in both eyes... → go to page
  • Jil S. Apr 30, 2012
    You are not alone Laura. I am going though the exact same thing. I did receive the SSDI within 4 months (didn't take THEM long to see it) yet here we are... → go to page
  • Gregory Dell Apr 30, 2012
    Doug, The courts are divided on this issue. The simple answer is that Sedgwick could sue you, but they may not be able to recover. I think you should take a... → go to page
  • Doug Apr 29, 2012
    Greg, Thanks for responding to my earlier question. And thanks for the warning about Sedgwick. I did receive a letter from them for the overpayment. It also... → go to page
  • Gregory Dell Apr 28, 2012
    Karen, They could ask for more at a latter date, but it is unlikely that they would as they would close this investigation and move one. I periodically see... → go to page
  • Gregory Dell Apr 28, 2012
    Cathy, If you have disabling physical conditions then Unum has to evaluate them. Unum will usually make a determination within 30-45 days regarding a review... → go to page
  • Karen Apr 28, 2012
    Greg, If a LTD carrier sends you a letter demanding an offset amount along with a worksheet showing how they calculated the total amount due, and it turns... → go to page
  • Cathy Howard Apr 27, 2012
    Greg, I received a letter stating my mental health ran out. Now Unum is deciding if it's physical. I didn't even ask if I would still receive funds. My sister... → go to page