Free Disability Insurance Information

Attorneys Dell & Schaefer have created the Long-Term Disability Insurance Information Center in order to provide current clients, potential clients and the legal community with helpful information regarding long-term disability policies.

We regularly add new content and information to the Long-Term Disability Insurance Information Center and we believe that our website is the most comprehensive resource on the Internet with regard to long-term disability income benefits.

Featured articles

• Disability Income Benefits: The Complex Application Process
• What is Complete Disablity?

Featured Frequently Asked Questions

1. How severe must a disability be in order to collect under your policy?
2. What are the remedies if the insurance company denies your claim?
3. If denied, will the insurance company pay your attorney fees?
4. Do you need to suffer a loss of income to collect disability income payments?
5. Can you work in a different occupation while collecting disability income payments?

Useful Websites and Disability Information Resources

• www.disability.gov
  Leading source about government benefits available for the disabled.
• http://www.dol.gov/ebsa/compliance_assistance.html
  US Department of Labor Employee Benefits Security Administration main page. This page contains a lot of information about ERISA compliance and contact information for local Department of Labor offices throughout the country.
• http://www.dol.gov/ebsa/pdf/CAGHDP.pdf
  Frequently Asked Questions about ERISA Claim Procedures published by the Department of Labor
• http://www.dol.gov/ebsa/regs/fedreg/final/2000029766.htm
  Rules and Regulations for ERISA governed Disability Plans
• http://www.ssa.gov/disability
  Information about Social Security Disability Income benefits and the ability to apply online for these benefits.
• http://online.onetcenter.org
  The Department of Labor relies on the Occupational Descriptions at this website in order to assist with defining the general skills and physical requirements necessary for all types of jobs. Social Security Administration, vocational experts, and disability insurance companies will regularly rely on the job descriptions found at this website.