Crohn’s Disease Disability Insurance Benefits Claim

View Disability Cases Involving Crohn’s Disease Disability Insurance Benefits Claim

Disability carriers often challenge a diagnosis of Crohn’s disease. How can Disability Insurance Attorneys Dell & Schaefer assist you?

As disability insurance attorneys, Dell & Schaefer have represented long term disability claimants that have been unable to work as a result of being diagnosed with Crohn’s disease. Disability Attorneys Dell & Schaefer have an expansive understanding of the significant restrictions and limitations that a person with Crohn’s disease must live with on a daily basis. We have worked closely with top physicians in order to sufficiently satisfy a disability carrier’s threshold of evidence necessary to prove that a client is disabled by Crohn’s disease.

Not everyone suffering with Crohn’s disease qualifies for long-term disability benefits, therefore the medicals records of each client must be reviewed to determine the level of restrictions.

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Due to the chronic nature of a condition such as Crohn’s disease, disability carriers will often argue that a claimant has dealt with the condition for years and do not believe it is disabling at this time. Carriers will try to argue that the condition can be controlled with medications and temporary time off from work. Additionally, carriers have argued that while a person has Crohn’s they are actually disabled by a secondary condition of depression or anxiety. A disability carrier will make this argument in order to try to limit long-term disability benefits to a period of 24 months.

What is Crohn’s disease?

Crohn’s disease is a chronic disorder belonging to a larger group of diseases known as inflammatory bowel disease (IBD). It causes inflammation of the lining of the digestive tract, which can lead to abdominal pain, severe diarrhea and even malnutrition.

The exact cause of Crohn’s disease remains unknown. Previously, diet and stress was suspect, but now doctors know that although these factors may aggravate existing Crohn’s disease, they are not the causes of the disease. Now, researchers believe that a number of factors, such as heredity and a malfunctioning immune system play a role in the development of Crohn’s disease.

It is estimated that over one million Americans are afflicted with Crohn’s disease. While Crohn’s can affect people of all ages it primarily a disease of adolescents and young adults between the ages of 15-35.

How the symptoms of Crohn’s disease can affect you

Signs and symptoms of Crohn’s disease can range from mild to severe and may develop gradually or come on suddenly, without warning. There may also have periods of time when there are no signs or symptoms (remission).

The symptoms of Crohn’s disease may vary with the individual. For people with severe symptoms the disease can be debilitating and can interfere in daily life. If symptoms are mild, then certain changes to diet, along with proper may help them manage the disease. Whether symptoms are severe or mild, people living with Crohn’s disease often find the unpredictability of the disease flare ups difficult to live with and find they must limit their activities which can not only affect their personal life but their professional life as well.

When the disease is active, symptoms may include: diarrhea, abdominal pain and cramping, blood in the stool, ulcers, reduced appetite and weight loss. Crohn’s disease may also cause additional complications such as bowel obstruction, ulcers, fistulas anal fissures and an increase risk of colorectal cancer.

While there’s no known medical cure for Crohn’s disease, therapies can greatly reduce the signs and symptoms of Crohn’s disease and even bring about long-term remission. With these therapies, many people with Crohn’s disease are able to function well.

Resources

There are many valuable sources of Crohn’s disease information available. You can also access resources over the internet such as National Digestive Diseases Information Clearinghouse.

Disability Attorneys Dell & Schaefer are active supporters of the Crohn’s & Colitis Foundation of America.

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