We have created this section of our website to provide individuals with a better understanding of the types of disability cases our law firm has successfully resolved for some of our past clients.

To protect the privacy of our clients the names of our clients have not been disclosed. In addition to some of the resolved cases we have listed, we also have a past client reference list available upon request.

The facts of each client's disability claim are different and you should not create any unjustified expectations about your case based upon the past results we have achieved.

• ERISA disablity insurance claim: pre-existing condition denial overturned for executive

  Our client suffered from Post Traumatic Stress Disorder and applied for long-term disability insurance benefits under the terms of his group disability policy. His insurance carrier denied his claim, asserting that because he took anti-depressant... » Click to continue reading

• Executive assistant recieves confidential settlement from USAA Life for long-term disability policy

  Our client was an executive assistant for a leasing company who became disabled after developing fibromyalgia. In April 2007, she filed a claim with USAA Life, with whom she had taken out a personal long-term... » Click to continue reading

• Federal Express (“FEDEX”) thought their disability insurance plan was governed by ERISA, but attorneys Dell & Schaefer and the US Southern District Court of Florida disagree

  Attorneys Dell and Gavidia filed suit against Federal Express (“FedEx”) on behalf of their client, Richard Bilheimer, in Palm Beach County Circuit Court, alleging that their client’s former employer Federal Express had breached the terms... » Click to continue reading

• Former government bond trader and 9-11 survivor receives more than one million dollars in long-term disability benefits

  Prior to September 11, 2001 our client, Mr. B, was a government securities repo trader. His office was located on the 26th Floor of Tower 1 of the World Trade Center. On the morning of... » Click to continue reading

• Former options trader receives confidential long-term disability settlement 10 years after his original claim was denied

  Attorneys Dell & Schaefer successfully resolved a long-term disability claim for a former floor trader on the Chicago Board of Options Exchange (“CBOE”). In July 1998, Mr. T underwent bilateral eye surgery to correct vision... » Click to continue reading

• Hartford agrees to lump-sum buyout of long-term disability policy for account executive

  Attorney Gregory Dell, of Dell & Schaefer Chartered, successfully negotiated a lump-sum buyout of a long-term disability policy for a 35 year old former account executive at XO Communications. The claimant had been collecting long-term disability... » Click to continue reading

• Hartford and Unum approve long-term disability benefits for disabled radiologist

  Our client, a radiologist and partner of a successful Florida medical group began experiencing significant burning tongue and mouth pain following a dental procedure. Complicating matters further, he also suffered from severe back pain from... » Click to continue reading

• Hartford approves long-term disability benefits for teaching assistant with multiple sclerosis

  Our client, a teaching assistant with Multiple Sclerosis, was denied benefits under her long-term disability policy from Hartford provided by her employer, the Broward County Florida School Board. Following her denial of benefits, our client... » Click to continue reading

• Lincoln Financial approves long-term disability benefits for financial advisor injured in car accident

  Our client was a successful, independent financial advisor who owned her own business. On December 21, 2008, while stopped at a red light, her car was struck from the rear by a cement mixer. Within... » Click to continue reading

• Mass Mutual approves long-term disability benefits in excess of $12,000 a month for a financial advisor suffering from musclar dystrohpy (FSHD)

  Our client, a financial advisor, was first diagnosed with fascioscapulohumeral muscular dystrophy (FSHD) in 2002. FSHD is a neuromuscular disease which causes progressive skeletal muscle loss and weakness, defects in the biochemical, physical and structural... » Click to continue reading

• Mass Mutual attempts to deny disability benefits to OBGYN after ten years on claim

  Our Client, an OBGYN from New York, suffered significant spinal injuries following a fall from his horse. Total Disability benefits were paid for approximately 10 years without question. As part of his physical therapy and... » Click to continue reading

• MetLife approves long term disability benefits for senior sales manager in the medical supply industry

  Our client, a Senior Sales Manager for a large medical supply company, was suffering from severe spinal stenosis and an injury to her ulnar nerve following an epidural steroid injection. As a result of these... » Click to continue reading

• Neurosurgeon awarded partial disability benefits

  Our attorneys were able to quickly procure total disability benefits for our client, a neurosurgeon, following his back surgery. Eventually, our client was able to return to practice part time, and thus, we advised both... » Click to continue reading

• Podiatrist receives lump-sum buyout at pre-suit mediation with long-term disability insurer

  The Client, a South Florida podiatrist, retained the law firm of Attorneys Dell & Schaefer in December 2007 due to the denial of disability benefits by one of her two long-term disability insurance carriers. Beginning... » Click to continue reading

• Prudential pays computer system engineer’s ERISA disability benefits after 3 unsuccessful appeals by the insured and his previous attorney

  This client, a computer systems engineer, hired our firm to dispute Prudential’s decision to terminate his long term disability benefits following his own two unsuccessful attempts to appeal this determination and an unsuccessful formal appeal... » Click to continue reading

• Prudential reinstates long-term disability benefits to sales specialist following appeal filed by attorneys Dell & Schaefer

  Our client was a Territory Sales Specialist for a major medical supply company, responsible for sales spanning a large geographic area with incredibly high sales quotas. Physical requirements of her occupation required here to travel... » Click to continue reading

• Prudential reverses denial on second appeal & pays $260,000 in past due disability benefits to OBGYN

  Medical Condition and Occupational Duties Our Client, an OBGYN (hereinafter referred to as “Dr. OBGYN”), was employed by a hospital when he began to experience anxiety and depression following the filing of a malpractice lawsuit. Our... » Click to continue reading

• Psychiatrist receives $375,000 long-term disability insurance buyout

  Attorneys Dell & Schaefer successfully negotiated a $375,000 long-term disability insurance lump sum buyout for a psychiatrist suffering from major depressive and anxiety disorder. After practicing for 20 years, our client began to suffer from... » Click to continue reading

• Real estate agent recieves lump sum settlement from Unum Provident after appeal is filed

  After UNUM Provident denied a real estate agent’s third claim for income policy replacement benefits, she hired Dell & Schaefer to help her secure the benefits to which she was entitled under the terms of... » Click to continue reading

• The Standard Insurance Company’s denial of disability benefits is reversed on appeal

  Our client, a former employee of the State of Colorado, suffers from AIDS and various secondary AIDS related diseases. His condition has severely affected his short-term memory and caused the “brain fog” that many AIDS... » Click to continue reading

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