Lump-Sum Buyout

• Is my disability insurance company required to offer me a lump sum buyout of my disability policy?

  Whether you have an individual disability insurance policy or an ERISA governed group disability policy, the disability insurance company’s only obligation is to pay you disability benefits on a monthly basis if you continue to...
  » Click to continue reading

• Why consider a lump-sum buyout of your disability insurance policy?

  If you already are on long term disability, and you’re looking for a lump sum buyout, there are multiple reasons to consider a lump sum buyout. No.1 and probably the most important reason is security,...
  » Click to continue reading

• How do disability insurance companies calculate lump-sum buyouts?

  There are multiple factors that a long term disability insurance company will consider when doing a buyout. The No.1 factor is whether or not the carrier thinks they are going to have to pay you...
  » Click to continue reading

• What is a lump sum buyout?

  If you are already collecting benefits, we often negotiate lump sum buyouts on behalf of our clients. And a lump sum buyout is essentially a lump sum amount of money which a disability carrier will...
  » Click to continue reading